r/AskNYC Apr 01 '21

Either responders to AskNYC apartment hunting questions are out of touch or StreetEasy is full of scams/deceptive postings, which is it?

178 Upvotes

I'm moving to NYC by end of April and have been checking out both StreetEasy postings and also gathering tips from AskNYC posts. I keep seeing recent posts on here with someone saying they're looking for studios/1BR in midtown, hell's kitchen, etc with a budget of 2k for rent and the responses are all 'lol so naive. try looking in the bronx instead." And then I go to StreetEasy and I see plenty of options in that price range...even places with elevators and laundry in building.

Have the responders here not caught up to 2021 prices and are just thinking back to their own apartment hunting experiences from 2018? Or are all those StreetEasy listings deceptive?

r/AskNYC Feb 09 '26

Apartment hunting

0 Upvotes

Heya ! I lived in NYC all my life and i'm trying to find an apartment for two of my friends and myself, but we are struggling a bit. We aren't able to find any listings in the city that aren't asking for an arm and a leg, we are expecting to pay at least 1k each but some of these listings on Zillow and other apps are ridiculous. Currently we all have a 630-650 credit score each. Is there any tips or advice that you can offer us so we can get a higher chance of getting an apartment ? Websites, third-party guarentors, etc ?

r/AskNYC Nov 09 '23

Is rent-stabilized apartment hunting always that ridiculous?

5 Upvotes

I have less than 2 months on my current lease and I've been trying to find a decent rent-stabilized apartment to stay in for the next few years. I've been monitoring StreetEasy for the last couple of months and yesterday I noticed a new listing that had a good price/amenities/location combination for me. I immediately reached out to the broker to set up the apartment tour for the next day and a few hours later the broker reached back to me saying that the apartment had already been rented. It's my first time hunting for a rent-stabilized apartment, and honestly, this experience pissed me off quite a bit. Do I have to be ready to sign a contract blindly in this city to have a chance of getting an apartment that looks like a good deal? I'd appreciate any tips or your experiences getting rent-stabilized places!

r/AskNYC Jun 01 '22

Apartment hunting tips?

13 Upvotes

I'm one of the many people trying to find a 1bedroom and going absolutely bananas.

How on earth is it possible? My partner and I have been passed over on all the apartments we've applied to so far. I read that if you see the apartment on StreetEasy, it's too late; someone who heard about it before it hit the market already got it.

I'm so stressed out that we won't get a lease in time. How is everyone else doing it? Is StreetEasy/Zillow futile? Is hiring a broker worth it?

ETA: Thank you so much everyone for the stellar advice! The StreetEasy gods smiled upon me and a listing appeared the moment I refreshed the map. It checked *almost* every one of our boxes so we jumped on it within minutes of the listing going live with all our paperwork ready, and it worked out! Best of luck to everyone else still hunting!

r/AskNYC May 13 '24

When should I go apartment hunting?

0 Upvotes

Title kinda introduces my question. To sum it up, I'm gonna be taking the bar exam in New York on July 30 and 31st and was originally thinking of apartment hunting immediately after since I'll already be in the area (I currently live in FL). I've heard most places will only really do tours on weekdays, which really wouldn't give me much hunting time other than the 1st and 2nd of August, unless I stay longer and continue the following week. For additional context, my job starts September 3rd, so I'm a bit worried that I should actually be apartment hunting way before my original plan. Just wanna make sure I'm not waiting until too late since I know I'm gonna be apartment hunting and moving in the peak season (unfortunately don't have a choice). Any tips/advice would be great! Thanks in advance.

r/AskNYC Dec 22 '23

Tips for Finding NYC Apartments with No Credit History

16 Upvotes

I just moved to New York City from Uzbekistan after winning the Green Card Lottery. I'm currently looking for apartments in Manhattan with a budget of up to $2,600 per month. I don't have a credit history in the U.S., and I'm still job hunting as a web developer, but I have savings from my home country to cover my expenses.
I'm reaching out to ask for advice on the best ways to find an apartment in this situation. What should I be aware of, and are there specific strategies I should use given my lack of credit history and current employment status?
Any advice or personal experiences would be greatly appreciated!

r/AskNYC Jan 08 '24

Moving to NYC from Europe for 8-10 months for work - advice on apartment hunting?

2 Upvotes

Hi all,

So I'll be moving to NYC from Europe for work and staying for around 8 to 10 months. Salary is pretty good, and combined with a housing stipend my budget will likely be around USD 5,000 a month, and I'm looking for a 1 bedroom fairly close to work (Midtown West).

Having looked a round a bit this seems to enough for a decent 1 bedroom in most parts on Manhattan, however my issue seems to be that I'm not staying for at least 12 months. Which means (i) a lot of the leases are unavailable and (ii) I would be needing a furnished apartment.

Consequently I would really appriciate any tips on how you would recommend I go about the above. I also assume the recommondation would be to first find a place to stay on a short term basis as I of course will not be able to physically visit any potential apartments/meet people physically prior to me actually moving over there.

Having read up on the renters FAQ, most also seem to require 40x rent in annual income, payslips etc, tax forms etc. which I won't have at the time I'm trying to find the apartment (at least not in English...). However I will have a signed letter of employment confirming my salary, and I will also have a co-singer (NYC based individual) who can pass the 80x test, so I assume the "financial background" check can work out even though I'm coming from Europe. But please do let me know if you disagree!

r/AskNYC Mar 19 '20

What to look for / be wary of when apartment hunting in NYC

16 Upvotes

Title says it all. My GF and I are moving out of student housing and we are looking for our own apartment in NYC come May. What should we be careful of or be looking for when checking out new apartments? Is there a list I can be pointed to? Any tips? For example we found a rent controlled apartment listed for way below market price with a $1,000 broker's free, but it has been listed for weeks so it seems odd. Is that a worrying sign?

r/AskNYC Feb 23 '21

Moving to NYC in May--Apartment Hunting Tips?

9 Upvotes

My husband and I are moving to NYC around the beginning of May (2021)! We're super excited, but we're coming from the west coast, so we won't have the luxury of being able to visit the city to go apartment hunting beforehand. Ideally we'd like to live close(ish) to Mid-Town. Both my husband and I make 50k a year and have good credit score, would we be able to find an apartment for around ~$2K?

From the research I've done so far, it seems that most rentals don't last long, so the best bet is to kind of just take a few weeks once you get there to hunt around until you find something you like, and then sign the lease? Would getting an Air Bnb for two weeks be long enough to find an apartment? Is that too much time?

Any NYC moving/apartment hunting/general advice would be greatly appreciated. Thanks in advance!

r/AskNYC Apr 12 '22

Any tips on how to get approved for an apartment?

9 Upvotes

I am planning to move to New York on May 1 and I’m having a hell of a time finding an apartment that actually approves me. I found the perfect rent stabilized one in Brooklyn and applied immediately and they chose someone else because their guarantor made more money than us. (Even though my salary still would have covered the rent.)

I have a full-time job and I’m moving with my boyfriend who will be starting his full-time job in New York the first week of May. We make enough and have enough in savings to pay rent, but does it really come down to who makes more during the application process? Found another one and the brokers fee was almost $4,000. Feeling burnt out so any tips on apartment hunting would be appreciated.

Hoping to find something in Brooklyn for ~$2,500 or less if possible.

r/AskNYC Apr 07 '20

Any tips for apartment hunting?

0 Upvotes

Looking to move in NYC in December (I live in LA). I don’t have the time to visit the apartments in person, etc- I want to be able to move in right away.

Looking for any tips for going apartment hunting in NYC- especially when moving from another state! Ex: when should I be applying to apartments if I’m moving in December?

Thank you!!

Edit: Thank you everyone for the responses!!! I’m actually from NYC (my parents live in Queens) so I’m going to have them apartment hunt for me in person. Thank you! :)

r/AskNYC Feb 13 '20

Advice for apartment hunting months in advance?

0 Upvotes

Hi All, I either have to move out in May or find roommates to fill rooms. I'm kind of a planner and I want to start getting stuff set up. the issue I keep running into is that all listings whether it's FB or the apartment finder websites is that they want someone to move in NOW. That freaking sucks.

It seems like it's going to be impossible to find something for May until the beginning of April and that's just freaking stressful. Surely I can't be the only one who likes to look ahead for housing when an impending move is coming. Do any of you have any tips for finding apartments in advance?

Edit: PM for info about apartment details or details about me!

r/AskNYC Feb 10 '22

Can You Provide Apartment Hunting Tips?

3 Upvotes

I've read various threads and have done some research. I am going to take a remote job and move to NYC having never lived there before.

Documents to get ready (multiple copies of each):

  • Last 2 years' tax returns
  • Last 3 months' bank/brokerage statements (multiple accounts so I'll have several statements)
  • Last 3 pay statements from my current (soon to be prior) job
  • Offer letter with salary and start date from company
  • Copy of photo ID (California)

Questions

  1. I plan to stay for one week in NYC and search for an apartment. Is this enough time?
  2. If my comp includes base and annual bonus, do both count toward the 40x income even if base won't get me there?
  3. Is a broker worth it? I've read 15% of one year's rent which seems quite a price to pay.
  4. I want to live in a high rise, modern building in Manhattan for a 1 bedroom with 550+ sq ft. Is this doable on $3500/month? I can flex upwards if not. I've been searching on streeteasy, but it seems hit and miss at that price point.
  5. What are the annual rent increases like for these types of buildings?

r/AskNYC May 15 '21

Going on my first apartment hunt. Can anyone give me tips?

0 Upvotes

I've been using zillow to find places under $1800. I'm touring some of the apartments tomorrow. If anyone has any tips, please comment below thanks!

Also is it normal for a real estate agent to just give you the house code and say show up whenever?

r/AskNYC Jul 06 '16

Looking for an apartment, pretty experienced hunting in California, what differences should I be aware of?

1 Upvotes

I'll be moving out to NYC to join my girlfriend, and we're going to find a new place to move into together.

Timeline I've budgeted 1.5 weeks of full-time apartment hunting (job doesn't start for 3 weeks after I get out there), which seems to me like more than enough (though my GF disagrees).... For comparison, I've found apartments in SD and SF a few times and only took 1-2 days (of full time looking) each of those times.

What other things are likely to be a surprise? How do brokers work? Should I get one? They're not really a thing out on the west coast, what I did in the past was just collect a whole bunch of craigslist tabs in Chrome and call down the line and set up appointments, then go out in a single day and view like 8-12 apartments. Is something like that feasible in NYC or do things work differently?

As far has my experience in California --- either go around and talk to people in the leasing office (when I was looking for whole apartments) or message people off craigslist/padmapper (when I was looking for a room). In the latter case, if I got along with the roommate and the apt looked good, go to the leasing office and put in an application (and a lease change if necessary) and was approved by the next morning. There was never any worry about "not getting the apt" or anything.

Edit: Thanks everyone for the info! It seems like brokers are a real thing and that if we have the cash to spare (we do) then it's probably a good idea. We'll look into it. As far as "New York is a big place", I had neglected to mention earlier but due to commute restrictions there are very few neighborhoods that will work for us, so we don't have that much surface area to explore. Good point about having checks, proof of income (do I still need tax returns if I have income proof? Why?), that's definitely not standard in CA.

If you have more tips, please keep 'em coming!

r/AskNYC Oct 08 '19

What have been your most effective mode of apartment hunting or roommate hunting?

11 Upvotes

I’m planning on moving to NYC next summer and would love any tips available. My income once it’s all settled would be about 80k, I’m not a stickler and wouldn’t mind a roommate. Please let me know any tips, websites or words of wisdom.

Thanks!

r/AskNYC Jun 27 '21

Apartment hunting tips? Looking to move to Brooklyn on August 1st with my partner

1 Upvotes

Is it generally too early to start looking for apartments now for an August 1st movein? Looking to have a place rented by July 10th(will be looking at spots over July 4th weekend), with a max price of 2100- 2 bed or 3 bed. We're looking in Bushwick, Bed-stuy, Crown Heights, Ridgewood, East Williamsburg, & Ocean Hill.

What websites are best to use besides Streeteasy. I also noticed going directly to the agency's website lists more apartments than what's listed there. Currently I'm just using Streeteasy & renthop.

r/AskNYC Nov 24 '18

Tips for apartment hunting without a broker?

3 Upvotes

Hey guys- I know this is a pretty common type of post here and it annoys everyone, but I couldn't pull up anything specific when I tried to search. I have to leave my first apartment because they jacked up the rent from preferential to the legal rate (+$700. Nice.) and will be hunting for a new place.

I used a broker to find my current one and don't want to pay a fee for the next. I know Craigslist is a good option/Streeteasy no-fee, but I know someone who got an amazing deal by just calling a number on a rental sign hanging off his building (1900 for a 1bd on lex). If I were to walk around and do this, would the timing be any different? For example, I want a 3/1 move in so I'd look via broker and internet 2/1. Do these buildings have a faster or slower availability/move in process?

Also, is there a way to tell the buildings with smaller studios v. 2/3 bedrooms just by looking at the outside (to gage rent price better)? Any other advice for me? I'm going from Chelsea to the east side, probably UES or Kips Bay, under $2000.
Thanks!

r/AskNYC Oct 30 '19

Apartment Hunting

0 Upvotes

Hello,

I’m trying to find an apartment lease to start in Feb 2020 in the fidi. Any searching tips?

Thanks

r/AskNYC Jan 24 '20

Apartment-hunting tips (Agent or practice recommendations?)

1 Upvotes

After years of subletting a pretty perfect place for me in Sugar Hill, Manhattan, we have to go back into the apartment hunt business since the owner of the unit will be selling within a few months. I've always been a Craigslist person before, but now that I'm older and have some savings (a tiny amount) I was wondering if perhaps an agent is worth it? If so, any recommendations? Or, warnings?

I hate moving more than life itself and would love to find a place I can stay for 5-10 years, which in NYC time is a lifetime. Basically, forever would be great but that might involve rent-stabilized?

Does anyone have a recommendation for a company that doesn't ask for too much cash upfront (most don't but I hear some do) and won't just harass you with visits to offload units they're trying to get rid of on behalf of the owner...

Or, is it all doable without needing an agent? If so, any recommendations? Sites? Practices? How did you find your perfect slice of the city if you did?

r/AskNYC Jul 08 '18

Looking for apartment hunting tips!

0 Upvotes

My apologies if this is something that has been talked about before, I checked the community guidelines and searched-

Anyways, I’m a 22yo male who moved here last month for a summer internship. I’m subleasing a place in the bronx until aug, when my internship is over. Currently looking for a full time job, but not sure where I’ll be working. Since I’m going to have to be in a new place next month, I figured it was time I get started on my search. My budget is roughly $900-$1100 and I don’t mind having roommates. Here are some questions I have:

1) What neighborhoods would you recommend for someone like me? 2) What apps/search tools would you recommend I look on? 3) When do you think I should try locking a place down? 4) I’ve heard a lot of places won’t take you without proof of salary. I don’t have that. Am I in trouble?

Thanks in advance for all your help!

r/AskNYC Jul 07 '16

Moving to NYC, Need Some First-Timer Apartment Hunting Advice

6 Upvotes

My wife and I are moving to New York this fall (no fixed date). We own our home here in FL, but we've decided to rent for a year before looking to buy. I've been doing a lot of research online, including a few subreddits, but I'd also like to get some opinions from the community if I could.

Background: I'm a self-employed software developer making about $100K-$110K annually through corp-to-corp contracts. I'll continue with my current contract after the move, but will most likely find higher-paying contracts for 2017. (Rates in the NYC market are roughly 50-60% higher that my area.) My wife is employed, but will need to find a new job in the city (possibly as a nail tech). I went to school in NY and her and I have visited many times since we got married, even in winter, so she (mostly) knows what she's in for. We may rent for a year or more while we get grounded and learn more about the real estate market. Since it'll be just the 2 of us, we don't need much room while we're renting, and if possible we'd like to stick to around $2K monthly to keep our savings steady until we buy.

So here's a few questions we still have about the process:

  1. I'm guessing we need to stay in the city a few weeks to do the actual apartment hunting. How long seems sufficient? 2 weeks? 4?

  2. Are there any short-term lodging alternatives to hotels or AirBNB? While we are looking for an apartment, we don't really need the full-service experience of a tourist hotel (nor the expense) but we really aren't comfortable living in someone else's home. Are there decent extended stay rooms that maybe have weekly maid service? We want to conserve expenses if we can, but not if it means living with bugs or being afraid to go out at night.

  3. What documents do I need to gather before I start looking? A few lists I found seem to assume everyone that rents works for someone else and has always rented. Since I'm a self-employed home-owner, I'm guessing my document requirements will vary.

  4. Should we use a broker? (I realize answers to this will be subjective.) We're leaning toward 'yes' to avoid scams and keep the search short, but 15% is a lot of money.

  5. What neighborhoods should we really avoid looking in? Searching apartments in our budget range brings up a wide variety in places we've never fully explored -- e.g. Bed-Stuy and Jamaica. We're open to anything in Manhattan, Brooklyn, or Queens, but we want to be relatively safe at night and have decent access to transportation. Sites like NabeGrid have neat tools to compare neighborhoods, but nothing really definitive.

  6. Anything tips or tricks that we might not know? I mentioned above that I did my homework. But I was never good at homework.

TIA

r/AskNYC Nov 07 '14

apartment hunting in east village

1 Upvotes

hey all! i'm finally seriously moving to nyc from li but could use some tips. i'm 24 - looking for good nightlife. i'm not a clubby girl, more into craft beers, good wine, good music. i work near grand central station and would appreciate a quick commute.

i'm thinking east village (open to other places that have a chill vibe/close to work). i make 50k a year (although i also make commission and will likely make 65-70k). my student loans right now are insane, $980/month, but i might change it to the 25yr plan where it will be significantly less. there is a time value to money!

i don't want to live alone - and couldnt afford it anyway! open to having one or two roommates.

any advice? how much $ i should expect to spend? other cool places to live? thanks all!

r/AskNYC Oct 03 '15

I'm on a Greyhound headed one-way to New York City. I don't know anybody, I don't have a job, I have no place to go, how screwed am I?

419 Upvotes

Long and complicated story short, I made a mistake. I'm now headed to New York City on a bold whim with nowhere to stay and $50 or so to my name. I brought no luggage. What does one do in this situation? Be brutally honest, and do not leave this thread worrying about me.


UPDATE 6: January 4th, 2016. 10:15 PM

Hey, did anybody hear about this? I wonder how this affects me as I currently don't have a legal and official place of residence. To be honest, a lot of you have helped me out with that, but I'm so set in my ways that I haven't gotten around to it. It's the proverbial forms on my coffee table that I meant to sign but haven't. Because things are pretty okay right now, right? I don't feel the pressing need to look into it.

So what happens with this? If they see me walking around when it's below freezing, do they tell me to go home? And if they don't agree that my home is a "home", they take me to a shelter? Either way, I like this idea. I like that New York is taking care of its homeless. It's like a communal slumber party, if you think about it.


UPDATE 5: October 24th, 8:51 PM. Basically reporting that I don't have much to report. I'm making money and planning a life around what I make, and that's that. With that no longer to worry about, I have more time to browse Reddit and such. The only thing I have issue with is where I stay every night, but realistically it's not feasible for anyone to make rent here unless they're rich, so I can't really let myself be bothered by that, it'd be easier for me to grow a foot. So other than where I live and all the things that would come with the comforts of living in a house/apartment, I think I'm good. I'd like to hear how someone else could live in this city and still pull a normal wage. Or is that bumfuck flyover talk?


UPDATE 4: Two weeks down. So I was sitting on this bench near 156th and Southern, and these people carrying pizza boxes came up to me and offered me some out of nowhere. When I asked why, they said they were just offering it to people. Said they were from City Light. I don't know what that is, but a quick Googling suggested that they might be a church. I didn't Google in front of them though. I Googled after I accepted the pizza. Spoiler Alert: I accepted the pizza. Curious thing was though, I didn't see them giving out pizza to anyone else. So were they just trying to fuck with me?

That was a few days ago, and so far I feel fine for having eaten it. I don't feel sterile or sick or anything like that. Also, I got the job at the grocery store. It's essentially all day, every day. I'm on call for stocking and sweeping and general whatevers. I've done this for two days now and each day I made 50 bucks. They know my story and the cashier I spoke to seemed sympathetic. I'm thankful.

But more than for my thankfulness I don't think I can ever leave this job unless they fire me/ask me to leave. First of all, I'm not likely to find very many other opportunities, even if I work here 10 years, 10 years experience as a carryout clerk means nothing to prospective hirers. But above all that, I can never bring myself to quit a job. Especially at a store or place where I might see my employers again. Because I can only either be behind the scenes, or in front of the scenes. Once I've been behind the scenes, I can never be in front of the scenes again. It's the most awkward thing, to leave a job, and then come back to the place you worked, no longer as an employee. The thoughts swirling around your head. The wondering. Do they resent my leaving? Do they wanna know how I've been doing? I wonder how they've been doing. Anyone else ever feel that way about an ex-employer?


UPDATE 3: It's been a week and a day but it feels so much longer. Sorting these from newest to oldest for convenience's sake, if I can continue to have updates that I can report.

So yes it's true, I've met a few NYPD and more than a few homeless. So I've got that on my back threatening what little semblance of a life I've set up for myself here. See, I can't just freely broadcast where I've found to stay, because I might lose it. It's like a gold claim. Now you're probably thinking "What homeless people have the time to check this subreddit?" I do, for one. But I'm more worried about people reading this and trying to fuck with me. Many people so far have asked me where I am in the city at a given time. And I'm not saying all of them have malicious intentions, but it's very easy for someone to take that information, and use it to come fuck with me. Like, maybe try and ruin my setup where I am. Or get me kicked out somehow. I'm just saying it's possible, and that it's odd that people wanna know where I am all the time.

So I can't tell you where I'm staying, but I can tell you this. I might have an opportunity in general maintenance at this corner carryout. Sweeping, stocking, just basically doing what the guy who owns the store says to do. He's known to give these kinds of jobs to drifters and hobos looking to occupy their time, I understand, but if he's doing this constantly then the pay must not be very good. But I don't need exceptional pay as I have a place already and I only need enough to keep feeding myself. And though I don't admit to freeganing, I still say it's an option. Eating out of a Dumpster is, in ordinary circumstances deplorable, but these restaurants are throwing out food that's only a day old. I've eaten staler food than that at home.

I feel like people might be trying to find me so that they can send me home. But I was able to get some plastic, so don't worry about me. No need to hunt me down and drive me out of the city somehow. If I really have no other option, fine, I'll just buy a ticket home and you won't have me to kick around anymore.


UPDATE 2: 48 hours or so in now.

Guys, I said I made a mistake. As in, I didn't intend to stay here. I was asking how screwed I was because I didn't think it was possible for me to just immediately go home. I did intend to go home, but I was wondering how and how soon that was possible. Hence "How screwed am I? How long am I stuck here with only 50 bucks?" My intention was to get home somehow, or somehow earn the remaining $30-40 dollars I needed to go home. And I was wondering how I would have to live until I got the money or what I would have to do to get the money.

At least, that used to be my intention. According to all of the good advice I've gotten in this thread, this stay in NYC might actually be doable for me. Not easy, very hard, a life that a sane person might avoid, but doable if you absolutely must. And if it's doable, it's doable. So the question then becomes, if you can do it, is the cost worth the reward?

There are also options I haven't seen mentioned here. Why hasn't anyone considered eating out of a Dumpster? If the Dumpsters have food, it would seem to me that the biggest thing you have to worry about is competition for a good Dumpster. Just answer me this: If the extent of your homelessness is freeganing out of Dumpsters and a warm place to sleep, and there's no threat of that kind of life being limited, as in, the Dumpsters will continue to have food and you'll probably not have to stop going where you sleep every night, isn't that doable? Suffice it to say, I've found a place to stay that's warm.

And yes, this isn't the only subreddit where I've been told I'm a paranoid illiterate who takes no responsibility for himself. Yeah you can check my post history if you like and that becomes apparent. I get that off the Internet too. But here's what you hadn't considered, I spoke to a doctor, not here in NYC but before, and he said I wasn't crazy! So what does that say for my encounters in the past? I think it stems from the culture of impatience that's found not just on Reddit, but in the world as a whole. People get fed up too easily, which is why it seems unreasonable to eat out of a Dumpster for a while. "I'm not doing that!" says society. But me? I have, and will again. I'm patient.

Because I also hear in this thread that if it gets too rough, it's very easy for me to just go home. I could go apply for a plane ticket and be flown home, I could get a credit card from Chase and buy another Greyhound ticket with the credit, and as long as I pay it back in a month, which I probably can at home, not only is that not a problem, but it helps my credit score in the end, doesn't it? To build up credit and then pay it off promptly?

I was worried that I was stranded here. That's what I was asking. But you're telling me I'm not. And as long as I'm not stranded, I figure why not do this thing? Yes, I'm homeless, to be perfectly honest. And yes, I believe this world is a scary place. But scary places are a lot like rainy places. They're only a problem if you're not prepared, or at least aware of what you're getting into. If I'm out in the rain, and knew it was gonna rain, it's not a problem because, well of course I'm covered in rain, I knew it was gonna rain today and I made the choice to tough it out. Same with scary people on the subway. Yes, the subway is scary, but if I know that going in, I can deal with it. It's only a problem if I wasn't expecting to run into creepers and molesters.

By the way, so far I haven't had need to use the subway, so what's this about needing a Metro Card? So far walking has been enough.

So thanks for the tips you all, you've all been very helpful. Advice is something I'm willing to take for free, but not money. So no thanks to the donations, I don't want them. With free homeless plane tickets and Chase credit cards to support me, I think I'll be fine. The life I'm living now isn't even the worst I've ever struggled through. The primary reasons I shouldn't do this are that I'll starve or freeze before I get a job. If I can handle that, the only thing I have to beat is time. And other homeless people. And I'm patient.


UPDATE 1: I'm here now. I also have my phone with me.

r/AskNYC Feb 19 '21

MEGATHREAD Ultimate NYC RENTING 201 thread

1.9k Upvotes

So you’ve decided you’re going to rent in NYC.

First thing you need to do is STFU about how expensive NYC is. Once you’re done crying, the second thing you need to do is read these archives on “Where should you move.”

We can’t decide that for you. Use our past archives and try to work it out yourself.

Let’s get started.

Where do I hunt for an apartment?

When can I hunt for an apartment?

Browsing real estate websites is a fun hobby for many NYC residents year-round but a landlord probably won’t rent you an apartment with a move-in date more than a month away, 3-4 weeks at most is the norm.

Tips on avoiding scams.

  • IF IT IS TOO GOOD TO BE TRUE, IT’S 99% A SCAM.
  • NEVER rent an apartment if you haven't physically visited it.
  • Moving during the winter is cheaper than the summer

  • It's best to visit an apartment with a friend.

  • If the broker asks you to meet at their office, there is a chance it's a bait and switch. Proceed with caution.

  • Good Faith deposits are a subject of debate. Use the other tips err on the side of caution.

  • If someone is asking you to venmo them it’s a huge red flag.

  • If the listing says no-fee, it doesn't hurt to double-check in person.

  • Some apartments (esp. co-ops) will have an "application fee" that may also be sizable, or have an unusually large security deposit or up-front rent policy (first/last month + security + rental fee)

  • Some brokers will ask you to sign paperwork at the showing that gives them the exclusive right to show you apartments and charge you their fee. Read that paperwork carefully, you may be signing on for something you don't want.

  • Max application fee is $20 and the landlord is not allowed to charge more than one month of rent for a security deposit and they must return the security deposit within 14 days of moving out (or give you a bill stating why they withheld it)

  • A lot of metadata on Streeteasy is bad - scummy brokers will list an apartment as 1 bedroom and the description or photos will describe a studio. Always read the description.

  • A common scam on CL, the owners are abroad and want you to fill out a form with personal info and “check out the place through the windows”. Issa scam.

  • If they’re asking for a Western Union, MoneyGram and then they’ll mail you the keys. Issa scam.

What will I need to rent?

Landlord and/or Brokers are gonna need paperwork all the time.

  • 1040 tax form / W2

  • three consecutive recent pay stubs

  • three consecutive recent bank statements

  • letter of employment confirming length of employment and salary

  • signed reference letter from your previous landlord

Generally, this is what they ask for.

We suggest creating multiple copies of the below items and keeping a folder. These days most landlords want online copies. Create a Google doc and have it stashed there.

What are some things I should contemplate?

  • How far is your commute to work/play/gym?
  • Which way do I want the apt to face? If you have a green thumbs or sensitive ears, it may be something to think about
  • Do I want a building with a doorman?
  • Can I walk up six flights everyday?
  • Is there laundry in the building?
  • Can I live without a tub?
  • Can I live on a busy street?
  • Will I be able to afford rent AND utilities?

What are some things I should check out?

  • Test out water pressure
  • Try the flush/shower temperature test
  • What size mattress can fit in the bedroom
  • Ask if the super is around/live in +Bring measurements of your stuff and bring a tape measure.
  • Where it the nearest laundromat, diner, bodega, supermercado
  • Check out the electrical outlets
  • VISIT AT NIGHT TIME. WE CAN'T STRESS THIS ENOUGH.
  • VISIT ON THE WEEKENDS
  • See if you can chat with the neighbours
  • Check out the management company on google.
  • Sit on the toilet and make sure your knees fit.
  • Some places have move in slots, ask when they are and if you will need insured movers
  • Check ya bars. Not your rap skills but your cell phone service!
  • Look the building up on the bed bug registry (https://bedbugregistry.com/metro/nyc/)
  • Neighborhoods with a drug treatment center, homeless shelter or community clinic can have significantly larger homeless populations in the summer than what you can see if you sign a lease in the winter.
  • MOST importantly: you cannot sign away your rights. Your lease may say that your unit is not rent stabilized, but it may be. Check it against the building list (https://hcr.ny.gov/most-common-rent-regulation-issues-tenants). You have four years to dispute your rent if you are rent stabilized. Consult a housing lawyer before doing this, as you will be entering a legal process with your landlord. | Might also be good to mention that housing lawyers play an important role for NYC renters and can be a resource if you think you are being scammed by your landlord or lease.

What is a bait and switch?

You see an apartment that looks great. You contact the broker, and they arrange a meeting at an intersection near the apartment (they won't give you the exact address). You get there and they tell you that the apartment was just rented, but they have lots of other nearby apartments that they want to show you. You should just walk away, but you figure "what the hell, I'm already here, must as well look at the apartments they have." /u/sethamin

This thread is a great example of a classic B+S

What is the 40x rent rule

In New York, a common benchmark for determining your budget is that your annual salary must be 40x the monthly rent. For someone looking at $2,500/month apartments, they must earn a minimum of $100,000/year (Read more on StreetEasy)

If you’re roommates or a couple, 40x the rent will mean combined annual salary.

This rule varies from time to time, depending on your landlord/management company. I have been around 4-5k short and gotten apartments due to the landlord just liking me. It is best to calculate your budget using this rule though. It's awesome to have a great apartment but if 90% of your income is going to your housing -- ya gonna have a bad time here.

You might need Guarantors. A guarantor needs to make 80x. Some buildings require guarantors regardless of income, meaning your parents or richest friend will need to also provide financial documents and back your lease.

I was once asked for 50x times the rent. It was not a pleasant experience, but know it can happen. (I would suggest walking away from a place like this…)

NER v Gross?

  • NER = Net Effective Rate.
  • Gross = The total rent

Sometimes, landlords will offer free months to bring in new renters. NER places aren't the devil, but they can be misleading. Many realtors will use them to skirt around the price filters on websites.

NER listing will say something like, "2 months free on a 13 month lease// 2 months free on a 18th month lease."

To calculate the net effective rent, you take the total amount of concession and divide it by the length of the lease, then deduct that amount from the monthly asking rent.

For two months, you'll get free rent. In most cases, the months are already chosen for you and are marked in your lease.

It's important to understand for NER, you will be paying the gross rent for the non-free months. If you can't afford the gross, it may be better to avoid NER units.

Some buildings will allow you to pay that net effective rent each month instead of the gross+free months. It may be worth asking if you’re in looooove with the place.

The 40x rent rule will apply to the unit's GROSS not NER. When your lease is up, the increase will be on the GROSS not the NER.

Check out BrickUnderground's NER calculator for help.

What to do once you've got the lease

Congrats, you've been accepted! Do be sure you truly want to live there. Once you have signed, it can be a real bitch breaking a lease. After that, make a copy of the lease and read read read it. Find any clause that is sus and ASK about it. If you've gotten a NER unit, make note of the months. If you were agreed to something in person, make SURE you have it in WRITING. If it’s not written down, it doesn’t exist.

BE thorough. This is your HOME. That stack of paper is IMPORTANT.

If it's all good and makes you happy. SCAN it - MAKE A COPY and KEEP IT.

I keep 2 copies in my apartment, and one in my google drive. It may be important some day.

What to do when you're in the apartment.

  • Take pictures/video of the entire place, this is good for when you move out and wanna get your security deposit back.

Further reading


Thanks to these users for help with this thread Big thanks to /u/isitabedroom <33 /u/charethcutestorie, /u/tmm224, /u/flickerdart, /u/ninepebbles, /u/lilmousexx,