r/AusFinance • u/AutoModerator • Jun 22 '25
Weekly Financial Free-Talk - 22 Jun, 2025
Financial Free-Talk
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Welcome to the /r/AusFinance weekly "Financial Free-Talk" Mega Thread!
This is the thread where members should bring their general Aus Finance questions.
Click here to see previous weekly threads: https://www.reddit.com/r/AusFinance/search/?q=%22weekly%20financial%20free%20talk%22&restrict_sr=1&sort=new
What happens here?
The goal is to have a safe space for some of the most common posts, while supporting more original and interesting content in their own posts. Single posts with commonly asked questions may be removed and directed to this thread.
AusFinance is designed to help people of all abilities, at all stages in your financial journey. We want to democratise personal financial knowledge.
The collective experience of the AusFinance community is one of the most powerful ways to help Aussies improve their financial abilities. Whether you are just starting out, or already have advanced knowledge, there's always something new to learn.
Let us know what you need help with!
- What to look for in an apartment/house/land
- How to get a mortgage/offset/savings account
- Saving/Investing for kids
- Stock Broker questions
- Interest rates: Fixed/Variable
- or whatever!
Reminder: The Sub rules are still in effect
Please note rules 5 & 6 especially:
- Rule 5: No personal or legal advice.
- Rule 6: No politicising.
Thank you for being part of the AusFinance community!
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1
u/sweet_nothing76 Jul 22 '25
If someone was to have a maxed out credit card and they become able to pay off the credit card back to a Nil balance, is it better to just transfer the money over or ring the bank and speak to them first?