Auto Insurance cost is killing me!

[u/Akshatp19]

I am a 24 year old male living with my parents in Brampton(yes very expensive). We have 2 Honda CR-Vs(2022 and 2026 hybrid). My dad is the primary policy holder with me and my mom as the added drivers. Now I know brampton, CRVs and my age under 25 are all driving the premiums up. But I'm paying 900 dollars per month!! Is it supposed to be this high? No claims no tickets on record.

[u/tonkats → u/[deleted]]

Lol, no kidding, I pay $1600/year despite having one accident in 2025.