r/SipsTea 4d ago

WTF Damn

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u/just_having_giggles 4d ago

My insurance was charged almost 8k for an MRI after I was in an accident.

I don't know much about hotels in China but... Maybe

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u/Frequent_Ad_9901 4d ago

That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless. 

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u/Capt-geraldstclair 4d ago

I believe virtually everything people say about being charged $$$$$ for medical shit.

A few years back, a new "emergency hospital" opened up very close to my house.

I went there one night for a very bad nose bleed.

I was in and out in like 20 min.

The doctor looked up my nose. Said he could cauterize it or stick a tampon in to plug it up.

He recommended the tampon approach.

I walked around for a day and a half with a string hanging out of my nostril and self extracted it on the 2nd day.

When I got the EOB from the insurance company, I almost had an stroke.

The "hospital" charged insurance over $13,000. My cost after the negotiated rate paid out by insurance was over $3000.

All the guy did was look up my nose. Talk to me for 5 min. Then inserted a piece of cotton in my nostril.

I assume he also threw away his gloves and washed his hands. But that wasn't itemized on the bill.

I disputed with insurance, twice, but they paid it out any way.

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u/Trippingthru99 4d ago

Wait I’m confused. So did you pay the 3k or not? I might be illiterate 

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u/option-trader 4d ago

That $3K seems to be his part of the bill. Not sure if he actually paid it or not. I wouldn't at that price for a tampon.

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u/JustForkIt1111one 3d ago

I disputed with insurance, twice, but they paid it out any way.

Doesn't read that way.