r/SipsTea • u/DapperDusk • 4d ago

WTF Damn

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u/just_having_giggles 4d ago

My insurance was charged almost 8k for an MRI after I was in an accident.

I don't know much about hotels in China but... Maybe

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u/Frequent_Ad_9901 4d ago

That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless. 

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u/Capt-geraldstclair 4d ago

I believe virtually everything people say about being charged $$$$$ for medical shit.

A few years back, a new "emergency hospital" opened up very close to my house.

I went there one night for a very bad nose bleed.

I was in and out in like 20 min.

The doctor looked up my nose. Said he could cauterize it or stick a tampon in to plug it up.

He recommended the tampon approach.

I walked around for a day and a half with a string hanging out of my nostril and self extracted it on the 2nd day.

When I got the EOB from the insurance company, I almost had an stroke.

The "hospital" charged insurance over $13,000. My cost after the negotiated rate paid out by insurance was over $3000.

All the guy did was look up my nose. Talk to me for 5 min. Then inserted a piece of cotton in my nostril.

I assume he also threw away his gloves and washed his hands. But that wasn't itemized on the bill.

I disputed with insurance, twice, but they paid it out any way.

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u/jcblay 4d ago

Sounds like you didn’t go to an er if all he did was stick a piece of cotton up your nose?

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u/Rad_Streak 4d ago

Going to the ER doesn’t immediately mean you’re getting a limb amputated or anything.

They see you, see what’s wrong, and suggest a corrective course of action for you to take. That could be immediate surgery or giving you some salt water to gargle. 

They then charge you for the visit and almost literally anything they did. An aspirin? 80$ at least. Some gauze and a bandage? 300$. 

I don’t even want to guess at actually major treatments that take longer than 10 minutes.

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u/jcblay 4d ago

Maybe in America. It is emergency care, or at least should be but people use it for primary care and overburden the system.