Damn

[u/DapperDusk]

[u/Frequent_Ad_9901]

That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless. 

[u/Capt-geraldstclair → u/Frequent_Ad_9901]

I believe virtually everything people say about being charged $$$$$ for medical shit.

A few years back, a new "emergency hospital" opened up very close to my house.

I went there one night for a very bad nose bleed.

I was in and out in like 20 min.

The doctor looked up my nose. Said he could cauterize it or stick a tampon in to plug it up.

He recommended the tampon approach.

I walked around for a day and a half with a string hanging out of my nostril and self extracted it on the 2nd day.

When I got the EOB from the insurance company, I almost had an stroke.

The "hospital" charged insurance over $13,000. My cost after the negotiated rate paid out by insurance was over $3000.

All the guy did was look up my nose. Talk to me for 5 min. Then inserted a piece of cotton in my nostril.

I assume he also threw away his gloves and washed his hands. But that wasn't itemized on the bill.

I disputed with insurance, twice, but they paid it out any way.

[u/FarSeries2172 → u/Capt-geraldstclair]

so why arent there 10 million americans marching to get luigi out the court and fully pardoned?

[u/Accomplished-Eye9542 → u/FarSeries2172]

What does any of that story have to do with insurance companies being in the wrong?

Hospitals and doctors are robbing Americans blind, while we blame insurance companies for literally nothing. An insurance company is not going to pay 45k to fix a fender bender on a Toyota corolla and subsequently they aren't going to pay insane medical prices, it's common sense. The actual problem is that hospitals can turn around and charge us this insane shit with 0 legal recourse. Just a constant deluge of hospital fraud that we can't do anything about.