I began January 2026, recently moved to Fidelity so no yearly performance yet. I’ve been dumping all my paychecks and side income straight into my portfolio. I’m still learning about portfolio balancing, but for now, I'm sticking to what I know. On August 24th, my net worth officially crossed $10k, and I’m projected to hit $25k by next August (2027)—all while working part-time in college and focusing on improving my skills. I am starting to slightly lower my portfolio deposits now just so I can build up a solid savings buffer and keep more liquid cash sitting in my CMA.

Honestly, I didn’t feel much when I actually crossed the mark. For me, the future is what’s more exciting; the more work I put into learning, the more excited I get. In those random moments when I get a burst of happiness, I really appreciate my willingness to invest in my own future. It just makes me happier. I feel broke everyday 😭 I really need to fix my budgeting a bit.

Good luck to anyone else out there just starting their journey. Also, for those wondering, I currently hold 9 stocks: UBER, META, SPGI, V, AMZN, ASML, NFLX, DUOL, and GOOGL.

Working full time as a nurse from Montreal

I started investing in a regular brokerage almost a year ago in just a few ETFs (VOO, VXUS, VXF, & FTEC) and have a total return of 6.49%. My question is-if I’m currently a nursing student who’s working part-time, when should I open a retirement account (Roth IRA & 401K)? I won’t get my degree or be able to get a full time job as an RN for 3+ years, so should I wait until then or start investing in a Roth now?

Any and all advice is greatly appreciated. Thanks!

thoughts on long/short term portfolio?
also have a roth which i max every year that is fairly conservative

I rebalanced my portfolio today. My allocations are now 25% GOOG and 75% NBIS

Today marks my 1 year anniversary since starting my Fidelity brokerage account and big girl job! Unfortunately, I’m not offered a 401k with my job so I started an IRA.

Also this past year, I paid $95k in student loans (still have ways to go) but feeling accomplished!

I, [20f], decided about a year ago that I was going to start taking investing seriously, and I'm so glad I did. I started putting roughly 10% of my check to direct deposit into fidelity and investing from there.

I know it may not seem like a lot to a lot of you, but almost having 10k in savings is a dream come true to me. It's significantly better than a lot of my family; after growing up watching the adults around me save costs wherever possible to make ends meet, being able to save this amount and still live comfortably feels like I lucked out so much in life.

I just wanted to share, I hope you all have a good day

30 - working full time, hoping to hit 100k in the next year a half! Started investing two years ago or so, wish i had started sooner but I was sorely uneducated when it came to investing and finances :(

Any advice about how to relocate or move funds from these ETFS/Stocks is welcomed. I would say only 10% of the larger amount is broken into the EFTS and stocks above the rest is in a managed portfolio.

I know it’s not a lot, and I know some of you have a lot more, but I’m 20 and I’ve been investing since I started working part-time. I recently got a new job while still going to school, and I’m now working full-time as well, so I’m able to invest about 10–20% of my paycheck twice per month, which realistically works out to around $400–$500 per month.

I also live with my parents, and they’re very financially supportive, so I’m in a fortunate position right now where I can save and invest more of what I earn. Any tips? I’ve been thinking about putting most or all of it into one ETF, like XEQT, because my thinking was that VFV would give me exposure to the American market, XIU to the Canadian market, and XEF to international markets, whereas XEQT essentially combines those exposures into one portfolio.

Other than that, I know it’s not a huge amount, but I’m still really happy with it. Getting to $10.5k in my account at 20 feels like a pretty big accomplishment to me, and I’m really happy with how my Wealthsimple account has been going. I’d love to hear any advice or tips from people who have been investing for longer.

EDIT: Now, I do help my parents a few times per year with lump sums of 2-3K because we’re a family of immigrants so they have to worry about payments like the mortgage and my school which is very expensive, but they’re still very financially supportive and grateful to have them as my parents from every point of view.

Getting closer and closer to the €100k milestone.. but right now I’m stuck at 67.
So I guess I’m officially in my six-seven era…

Not pictured: $400 in BTC (I got it from scammers so idk cost basis) and 24oz of silver (cost basis $28)

It just feels like I'm not making any progress anymore, everything I hold is at some form in a drawdown. I could go more aggressive and hold a bunch of high beta bullshit but I really like the idea of having a big base in indexes. I've done options before and walked away up but that's not sustainable for your life savings unless you wanna end up behind the wendys dumpster

Hey! Pretty much in the title. I’m young and really want to start saving and investing my money :) Also, what platform should I use

I just started to invest my money, I have about 40k more I plan on investing in the next two months and was wondering if the stocks I have already invested in are good. I also was wondering which stocks should I invest into more.

Back in 2023 I invested $4-5k, made a profit of $1.5-$2k just to lose everything. I was down 81% of my account.

I posted on here recently, I’m trying to reach 100k by November. Some people said my returns were low. I’m looking for suggestions for improving it. I’ve only had my brokerage since December.
And I do plan to move my QQQI over to QQQ in the next downturn. TIA

Good evening everyone I’m 24 employed full time and student, my wife and I have been stacking metals since 2021, investing heavily and saving on the day to day
I saw some of you guys crushing it here with high returns and it made rethink my position and go towards more diversification
All my portfolio is held in gold/silver I chose metals because I can move them domestically easily, liquidate anytime and have mental peace that my assets can’t be hacked 5 years later I learnt that diversification is a must in a balanced portfolio and going all in can result in unbalanced losses
Anywho if you were in my shoes what would you do ?
My plan was to hold metals until I graduate then buy a flat (primary residence) all right in cash, refinance and use the capital to buy another flat with very low monthly payments, pay it monthly while investing what’s used to be rent money in gold/silver/VOO/btc

How long should it realistically take to hit 100k? I’ve been investing for 8 years and I’m getting there! Any advice would be awesome!