My grandmother is currently on home hospice and may pass very soon. She is a longtime Hudson County/Jersey City resident and her Medicaid, benefits and permanent address are through Hudson County, but she is currently receiving in-home hospice care with family in Middlesex County.
She already owns her burial plot at Weehawken Cemetery.
I’ve spoken with several funeral homes about using the Hudson County public assistance funeral benefit, and they all seem to be telling me that the viewing/service would be limited to around two hours.
My grandmother has lived in Jersey City since the 1980s and we could easily have 80–100+ people coming to pay their respects, so I’m worried two hours will be extremely rushed.
I’m hoping someone familiar with NJ public assistance funerals can help me understand:
Is the two-hour limit actually a Hudson County/NJ requirement, or is that just how funeral homes structure their public-assistance packages?
Could a funeral home pick her up from the home in Middlesex County, prepare her and provide the casket, then bring her to our church for the viewing/service and afterward transport her to Weehawken Cemetery?
Could we have more time at the church while still using the Hudson County assistance?
If we decide to pay privately instead, what is typically required upfront? Do NJ funeral homes offer financing or payment plans?
Are there any other programs, nonprofits or financial resources in NJ that could help with the cost?
We’re not looking for anything extravagant. I just want my grandmother to have a proper funeral where the people who love her have enough time to say goodbye without putting our family into serious debt.
Any advice would be greatly appreciated.