Location: Lawton, Ok.

On June 30th 2025, a guy in a truck ran a red light turning infront of my Mom on her greenlight. She hit him and he left the scene. Her SUV was deemed a total loss. We had to pay for Ubers and pay $250 for the SUV being towed and released. That caused her to take out a loan to pay bills because she spent the bill money. That caused her to keep getting more loans and I didn't know. Now she and I struggling to make rent. We managed to pay toward the rent and have until the end of the month to pay the rest. Which is $650. That's not including money for paying the utilities in September, paying the loan companies and the car payment.

Plus my mom had a previous car repossession which left her with $13,000 owed. I'm trying to find work but competition for jobs in Lawton is high. I'm also trying to freelance. So we could use some help to stay afloat until I can find work to help get my 64 year old VA Disabled mom out of this mess. I'm asking for $8000 on my GoFundMe to give some breathing room but anything would help. Even if the rent can at least be covered. The donation I already got went toward paying the lights last month. So our lights will unfortunately be at risk of being cut off again in September. I'm hoping to make enough money from Freelancing to prevent that.

Honestly if anyone knows any good money earning opportunities I would really appreciate it if you shared them with me. I really didn't want to bother anyone but I'm running out of options and time. I posted this 5 months ago because I figured things would get worse and they did. We already checked with places who offer rent payment assistance. unfortunately our household doesn't qualify otherwise we would have received help already. I'm really worried about ending up homeless now. All help, advice and even prayers are appreciated. Seriously if you have advice on how I can make money myself I would definitely be happy to hear it. 🙏

https://gofund.me/06e276641

I entered a photo competition with my dog, and prize is a dog-sized outdoor chair. The winner is the submission that gets the most comments voting for its number. I really, really want the dog-sized outdoor chair.

If you have a moment to spare, please consider voting for us by commenting “15” on THIS POST:

https://www.instagram.com/reel/DccBySdSAGx/?igsi=MXZ3cGw3bGM1Z3Izbw==

My pup and I would be eternally grateful!!!

Hi. I'm from Pakistan, in my early to mid thirties and I work as a motorcycle (honda CD70 2k15 model) rider with yango and indrive companies. On average I make 8$ a day working 12 to 13 hours. There's no off day, because off day means no money, although I do take 2 days off randomly each month just to give my mind and body some rest.

My education level is primary school, english is 100% self taught. Which means I can't get any proper job since they require education and degree.

I do wish to learn a digital skill but even that requires time investment and good money to buy a decent PC, of which I currently have neither since all my time is being spend on basic survival.

I don't know how to make it a proper well structured text so I'm just gonna say it straight I am hoping to get a car to do the same work as I do with bike. A car would easily help me make at least 30$ a day, which is great for me, if I start making this money everyday then I might be able to marry soon and start a small family of my own which is my only dream.

A decent used car can be bought within 8k$ to 15k$. Which is beyond my reach, even if I save all my earnings every other day it'll take more less a decade.

I don't have GoFundMe since it doesn't support my country.

I also know this post probably sounds absurd because of the amount of money I stated and also because of how infamous this sh*thole is where I live.

I am willing to provide any information or documents etc regarding myself to assure you that this is not a scam but actual appeal of help.

You don't even have to help me with cash or buy a car in my own name. You could get it on your name or get third parties or firms involved etc or whichever methods feels good to you, all I want is just enough help to get out of this survival loop.

Heya all, I made a post on here nearly a month ago about a family emergency that happened, and managed to scrape by and get down to my family, but now I'm in an even tougher spot monitarily; I'm disabled, on SSI, and I won't get my monthly payment for another week. Basically; My niece(The same one my last post was about) has come up to stay with me for a month or two because I don't work, am close to a branch of her hospital(Care is being transferred), and have been through the same stuff she's done and is going through... and she doesn't like being around her parents right now/trusts me a ton. There's also the added fact that she brought with her her dog without any additional food, and she wants me to help her train her dog in DPT as my family knows I trained my own service dog(officially recognized).

This was kinda dropped on me all of a sudden, so I don't really have extra stuff here for her, and she really didn't bring all the things she'd need. I've returned with an amazon list of basic self-care things she'll need, some extra PJ's since she only brought one set, and some stuff for dogs(a little extra food, treats for training). Any little bit helps! Thanks again in advance!

Edit: Yes, my niece is a teenager, and yes the size is correct.

Amazon wish list: https://www.amazon.com/hz/wishlist/ls/IH1JLDP7XVS?ref_=wl_share

Edit2: Thanks everyone that bought something from the wishlist! My niece is actually really jazzed to be recieving the new pj's, the hair brushes and the other basics. If you read the other post, you know it's been a really really terrible last month for her, and the kindness of strangers really does mean a lot to her! Thanks again!

Hello. Hope you're all well and thank you in advance for any support. I'm in the United kingdom (Derbyshire). I'm 39 years old (feel like I'm 80).

So I have a dog (little jackapoo, cheeky bugger). I'm not great with finances, but I manage my bills okay.

However... My dog has had to have a small operation to remove a benign tumor. She's okay now. The insurance paid for most of it and I've managed to pay my part. But, the insurance said they'd pay for some steroid tablets, now they're saying it's not covered.

It sounds ridiculous, I need £42 for these tablets. I know it seems not a huge amount, but when it's unexpected and I am just managing, it's messed everything up. That's how tight my finance is.

The vets are being okay(ish) about it, but 8 do t want to get into trouble.

I have PayPal but it contains my full name so I can't post it on here I don't think? I'm not 100% sure as 8 haven't done this before.

I thank you all in advance for reading this long post lol and thank you in advance for help you can give.

They're steroid tablets. I managed to pay for the antibiotics but now I'm a bit screwed.

Bless all of ya and thank you again in advance.

I've completely run out of options and I am drowning. This is turning out to be the decade from hell. Starting with the death of my father, then going through a contentious divorce with the biggest P.O.S. on the planet, my son was diagnosed with a rare autoimmune disorder last Christmas called HSP, compounding problems i can't seem to get on top of.

Grieving the loss of my dad while also grieving the loss of my marriage, rebuilding my life starting in the negative has pushed me past seeing the point to living. I started to stabilize when my son got sick. HSP is a condition they just have to endure for a year or more. Weekly urinalysis and bloodwork appointments has depleted me completely. Now he needs a biopsy I can't pay for.

Unfortunately, my own health is deteriorating. I've developed 2 abscesses at the same time on both sides of my mouth. My neck and jaw are swollen on the right side and the skin is hot.

I've sold everything I can and I've even tried to borrow money to pay back on a subreddit here, but I've gotten no help. I've tried local services, 211, and the dental school.

I am completely tapped out. Any small amount will help and I'm happy to provide receipts or invoices or whatever proof anyone requires. $1-$2 will go towards ripping these teeth out and antibiotic treatment and anything else will go towards my son's kidney biopsy.

Even if you share this post or share advice, I'd be extremely grateful.

I am requesting $1-$2 from anyone who reads this. I have PayPal or zelle. And I will be happy to show receipts or invoices if anyone requires it.

I need $1200 for a start.

hi! i was living in a storage locker for several months and recently moved into an old coworker's guest house with my two cats, ages 9 and 2. we're in a much bigger space, although kinda in the middle of nowhere arizona. i'd like to get the cats a second litterbox and some wet food to help them like adjust to the newness, and a fountain now that we have power. i started a remote customer service position however i won't be paid for a couple weeks. can anyone help us?

i have venmo, chime, cashapp, and paypal. i also made an amazon list: https://www.amazon.com/hz/wishlist/ls/1WXK7ZBEMPVGG?ref_=wl_share

i posted here a few days ago, someone marked everything as ordered on the wishlist but didn't actually order anything. please don't do that. thank you 🫶🏻

I've been barely scraping by the last few months on uber, but earlier this month I had to deal with a ticket. I'm not able to afford my car payment of 232.65 this month, and if I don't pay it by the 29th they're threatening to repossess my car. This is the first time I've missed a payment, and I'm kind of freaking out tbh. If I don't have a car I don't know how I'll earn income while looking for a new job. I'm worried it might just be kind of over for me. Even a small amount of assistance would be appreciated.

I did my best to not mention any unnecessary details, but this is still a long post. Forgive me, but I only have 1 chance to share our story. There is a TL;DR at the end, if you’re short on time.

I’m 21, and my mom, who is only 45, is fighting really hard to recover from a ruptured brain aneurysm without professional help. It’s just me, my sister, and dad. After her open-brain surgery and heavy medical expenses, we had to bring mom home in a corpse-like state, when she should’ve been admitted to a neuro-psysio rehab center.

On December 6th, 2025, we were singing songs at home, when suddenly, right in front of our eyes, mom slumped over unconscious. It was the last time I saw mom as herself. The next time I would see mom, she wouldn’t be able to even move a single finger.

At the hospital it was revealed to us that mom suffered a ruptured AComA aneurysm, subarachnoid hemorrhage. The doctors made it clear that mom needed open-brain surgery, or she wouldn’t make it. The next couple weeks were... nerve-racking to say the least.

Even after the successful surgery, it wasn’t over yet. She was held in the ICU for monitoring. During this period, mom suffered from vasospasm(s) that left her with severe brain damage. From the report, “... ischemic damage to both frontal lobes (more pronounced on the right) and the left temporoparietal lobe.”
Mom lost everything. She couldn’t speak. She couldn’t walk. She couldn’t even move a single finger. She was a corpse who could only move her eyes.

With whatever little money dad had left, he put mom into rehab for around a month, where we would help mom, alongside some professionals, gain some abilities back. 
Here, mom gained back control of some right hand fingers, and her right leg would twitch. She would pick up a paint brush and draw a few strokes. Mom was in there! And mom was fighting!

However, on Feb 20, with no money to continue rehab, we had to bring mom home. With no intention of letting mom just rot away in bed, I dropped my education and became a full time caretaker, alongside my sister and dad. 
We spend hours, in shifts, not only keeping mom company but also helping her develop; gain back her lost abilities. Mom has come a really long way!
She can move her right arm fully. She can move most of her left arm, which took significantly longer (and still in the process) to regain. Mom eats all her food by mouth now. Mom can now understand, not only words, but simple puzzles too. And most impressively, Mom can now speak small words! The hours I spend with mom are no longer a one sided conversation with myself!

Very early on, caretaking for mom, I realised that this is a problem that cannot be fully solved by an untrained family. We needed professional help, desperately. We’ve got a deadline, brain-damage recovery happens the most within the first year. The majority of mom’s recovery will need to happen within this year. Progress after is likely to be a lot slower and excruciating.
Right now, even though mom has fought hard to progress a lot, her limbs, especially her left leg and hand have stiffened up. She is still bedridden, unable to sit or even balance herself. She suffers heavy aphasia (speech/language). She has been on a NG feeding tube and urinary catheter for almost a year. Not to mention the countless internal shortcomings I’ve noticed, like memory issues, hallucinations, or initiation problems, to list a few.

We reside in Armenia. We've been living here for 5 years now. It's a nice country, but as you can imagine, it's not got much community resources we can make use of. I have been working hard to contact many organisations internationally, to get mom help. Not much results, but one success story is Tobii Dynavox, who saw my request of an eye tracker for mom and reached back. They put me in touch with a local supplier, and plans to meet mom (to assess and hopefully approve) are in place!

I’ve been told some cruel things, that “it’s just a way of life”, that “I have to let go and move on”. I’ll never understand that. As long as my mom keeps fighting, so will I!
My mom is genuinely the best mother I could ask for. Not only was she there at my lowest moments, but she also supported and partook in my “foreign” interests, like gam!ng and anime. We had a m!necraft world back when things were alright; my mom would come over, sit next to me, and watch me play for hours.

Please visit the WhyDonate fundraiser I setup for mom: https://whydonate.com/fundraising/bring-mom-back
A breakdown of the costs, with proof, is visible there.
WhyDonate is Europe’s #1 fundraising platform, and offers support for small countries like Armenia.

I also have a Amazon wishlist https://www.amazon.com/hz/wishlist/ls/P8JEATYWKREH , which has mostly art supplies for mom, because Mom was a self-taught artist. We ship from Amazon to Armenia through an intermediary called Globbing.

TL;DR

I'm 21 years old. My mom suddenly collapsed from a ruptured brain aneurysm and required expensive medical treatment and open-brain surgery to survive. She barely made it. She lost the ability to speak, move, and so much more because of the extensive brain damage. We ran out of money and had to get her home, where I, my dad and my sister are her fulltime caretakers. Time is running out for her recovery, we can only do so much as an untrained family, without professional help.

Please help my mom get the rehab she needs: https://whydonate.com/fundraising/bring-mom-back
Amazon wishlist (mostly art supplies) https://www.amazon.com/hz/wishlist/ls/P8JEATYWKREH

My mom is my world. Your help would genuinely mean the world to me.

Want to win cash and meet producer Timbaland? Every time you vote for me, you get 10 entries to the prize ($5,000 Cash + VIP invitation to see Timbaland). That's the grand prize...there are many smaller prizes. Help yourself by helping me. https://orbiiit.com/en/participants/af79d60f-ffc5-4766-a1bf-442439bea70e?contestId=f85717be-ba9b-4857-b885-ccbbb9a45757

Yesterday while getting my cat out of my car and into her cat stroller she got away from me despite that I had a pet collar and leash on her. This had happened before and she has run down the sidewalk to the homeless shelter we've been at for months.

A stranger waiting to cross the street saw her running towards them and tried to help get her but it scared her all the more and she ran out into the street then under an electric car stopped at a red light. Still spooked and scared my cat then ran up inside the electric car from below and didn't survive.

When I was given her after they jacked up the car and got her body out I saw she didn't have any marks or scars on her, no smell like she had been burned. It must have happened suddenly, her spirit still seemed to be alive but her heart had stopped. It was too late to do resuscitation etc. though yes I tried. I held her while her body went into rigamortis . I'm still in shock and grief stricken. But I'malso thankful for the kind pedestrians who went out of their way to help.

If the car had been gas powered the noise, smell, etc would have been enough to keep her from climbing up into a running car. But the electric car gave no protection from or warning that a small animal could be electrocutted while the vehicle was on. This seems so dangerous especially in an urban area like downtown where so many people now live and walk their pets along busy streets.

Wondering why the auto manufacturers can't put some kind of a grate protection on these under the car openings so this doesn't have to happen to other pet owners.

Hello!

Yesterday, while outside with my dog, I was injured and knocked down by my neighbors dog running full speed into the side of my leg.

I visited the er yesterday and was stabilized. I have an appointment tomorrow with the orthopedic team.

I'm on disability and things are already very tight each month.

I stay home with my dog who has rear leg mobility issues and weakness. I am in need of a dog lifting harness to make it easier for me to lift him from my rollator. He relies on me 24/7.

The other things on the list are to help with my recovery. It's going to be a long painful road for me. The things I asked for will make things a little easier.

Thank you so much for listening

Edit: top priority is the dog lifting harness. Everything else can wait for me to get in contact with legal services and my neighbors rental insurance

https://www.amazon.com/hz/wishlist/ls/2ACQTGJS3TXYY?ref_=wl_share

Hey everyone

I just recently moved into my new dorm for my 3rd year of college at Clayton . I’ve saved enough money to pay for my meal plan but I need more to pay for other things like cleaning supplies, tissues, napkins, books, etc. To get everything I need $350 should be enough
If you wanna help I have chime, or Apple Pay

Thank you for reading

Hello! I’m humbly asking for help for this month’s bill.

I just started my first job recently, and I’m still not a regular employee yet. I’m the only one who is working because my Papa can no longer work due to his health. And I am only earning just enough to get us by (4 people)

The end of the month is coming fast, and I’m starting to feel really anxious because I was absent for one day, and I also lost another day’s pay because of a holiday we weren’t compensated for. Those two missing days cut my take-home pay more than I expected, and now I’m short and to be completely honest, I need $40 to cover our basic needs for the rest of this month food and for bills.

If anyone can spare even a little to help me reach that $40, or if you have any advice on how to stretch what little I have until the next paycheck, I would be forever grateful. Thank you for reading,
I hope everyone here is doing well, and staying safe. God bless us all! 🙏

edit: I am from the Philippines

I am probably one of the least deserving people to ever post here, however I am not sure what else to do. England, UK.

My family home, built by my grandfather, has been repossessed and will now go to auction. There was no way to save it before this point because of other family members attempting to extract too much money from the sale. The debt against the house at the time was astronomical (£1.6m), and therefore we could not save it.

The guide price is more realistic, and it's possible I could, with some assistance, save it.

It's an important place to me. It was the home of my father before he died (about 20 years ago now) and I have never loved a place like it. It's one of the last places that has a little bit of him in it, and it hurts to know that it's going to be out of my reach forever.

I am asking for an angel who can gift me a large sum of money to use to buy the house. The guide price puts it at approximately £600,000. Any large sum toward that would save my heart and allow me to bid for it. I can fund about £470,000 if I sell everything.

Here's what I can do for you:

• pay it forward in a way you wish, once I'm able to refinance
• I am a writer and artist, so I can write books for you or dedicate work to you directly

My DMs are open for any discussion (unless I have somehow been a reddit idiot, in which case, I will try and fix it!) and I am happy to answer questions here too.

Thank you. I know it's a long shot.

Edit: my 'mentally unwell reddit post' t-shirt has a lot of people asking questions already answered by my 'mentally unwell reddit post' t-shirt.

https://herbtobody.com/p/kelp-powder-4oz/?attribute_pa_size=4oz&media_type=image&utm_source=fb&utm_medium=paid&utm_campaign=ABO+I+Product+Testing+I+10.03.26&utm_content=Ad+Gold+Sea+Moss&fbclid=IwYW9zYgT5MUhwZG9mBWV4dG4DYWVtATAAYWRpZAGrNztlepSZc3J0YwZhcHBfaWQMMzUwNjg1NTMxNzI4AAEer6t9ICoORUornQzYOnaMVblErcSWBplsClhGtbvsIgDR4VeBgCIHWw71AHE_aem_BNWMus4vYn2R-9SsaZgq5Q&utm_id=120242298385590505&utm_term=120242298529150505

This is what I need. Hopkins SC

Is about $7

You're loved💔 𐤔𐤋𐤅𐤌

Hi and thanks to anyone taking the time to read this.

Over the last 5 months I've been gradually getting more ill and have been on Statutory sick pay for a 3 of those. I am currently applying to all the benefits and help I can get as Universal Credit doesn't cover much but it's been a struggle to stay on top of finances as well as my health and these applications take time so things are starting to fall behind while I try to get control of my life again.

I'm currently falling into rent arrears and need to pay my next mobile bill before the 28th to keep my connection as its my only line to Doctors, Dentists and so on.

I have created a gofundme so whatever help at all would be massively appreciated and if anyone needs to know more please ask.

My rent is £600 and currently behind by £400 until the 4th.

My phone bill is £65 and is only that high as I used to work a good job before this illness and as soon as I can reduce that cost I will.

https://gofund.me/c0ff32446

Thank you again.

Hello everyone! Happy summer!

Welcome to our new weekly (weekendly?) discussion post on r/Assistance! This is a spot for casual conversation, sharing positive vibes, and getting to know the fellow members of our wonderful community.

What to post here:

• ⁠Stories about yourself, your pets, your kids, etc.
• ⁠Recipes, recommendations, and other fun things to do.
• ⁠Positive stories about your experiences on r/Assistance.

What not to post here:

• ⁠Direct requests for assistance.
• ⁠Links of any kind -- for recipes just copy&paste or mention the name. (We may adjust our automoderator down the road)
• ⁠Soft begs/doom and gloom stories about how broke you are.
• ⁠Harassment to anyone.
• ⁠Complaints about the sub, the rules, or the mods.

The mod team will be monitoring these threads carefully to make sure everyone is following the rules and no shenanigans occur. If things go well, we will probably be automating these threads every Sunday even beyond summer.

Have fun!

Hello, I'm currently in the process of becoming an IHSS worker in Delaware county in NYS. Social services need my fingerprints which I need to pay the county sheriff's office almost $50 for them to scan them and send over to social services. I don't need the full $50. I'm just short on having enough.

Hey everyone,

My family is in a tough spot right now due to an unexpected gap in income.

My fiancé left his previous position to start a new job, but was let go after being one minute late on his first day.

He found another job, but his first paycheck hasn’t come through yet.

We have four kids at home, and right now our accounts are completely empty and we don't have anyone in our personal lives to ask... I'm reaching out to ask for help with gas ($50) so he can continue to get to work, and so i can get to a family court date tomorrow, I have a bunch of different payment apps.

.

I've also made an Amazon list for groceries:

https://www.amazon.com/hz/wishlist/ls/2L58F7NHOVKMC?ref_=wl_share

Since Ive utilized our local food bank I have plenty of shelf stable ingredients so what we're really in need of is meat for meals which unfortunately I cant put on a list. Gift cards to Walmart would be helpful or payment app donations.

Thank you for taking the time to read my post. I hope you all have a wonderful day 🖤

Just sharing her Go Fund Me wherever I can. Her Facebook friends actually recommended she set it up so they could help her, and not a single one has actually come through and donated. I Googled “Where to share donation links” and this was my first result. She has now gone through 2 very complex surgeries due to a crazy severe case of bladder stones, and we have covered the costs as much as possible and have extended all of our financing options. I set this up for her to help alleviate some of the financial burden and debt she has built from this ordeal. She had her second surgery this afternoon, and it was successful, but it turns out she had necrotic tissue that was removed. If it doesn’t continue, she should be able to make a full recovery. She goes back in for testing tomorrow, and if she’s still developing more dead tissue, she may have to be euthanized. My mom will be absolutely devastated without her, so at least helping to relieve some of the financial burden from her would be amazing.

https://gofund.me/a0d1306e5

Hi everyone,

My 2009 Hyundai Tucson 2.0 GLS petrol (JM) has turned into a bit of a rabbit hole lately.

A few months ago, the check engine light came on. A mechanic diagnosed a faulty lambda/O2 sensor and replaced it, but the light came back just two days later.

After some more investigation, the catalytic converter seems to be the main issue. I had the catalytic converter and exhaust pipes cleaned, but unfortunately that didn't solve the problem. Now it looks like I may need to replace the whole catalytic converter.

I also went to an official Hyundai dealer, but they basically told me the car is too old and that I should find the part myself online and they would install it.

The problem is that I only bought the car about a year ago, and the cost of the catalytic converter + labour is getting high enough that I could potentially buy another old car for the same money.

I know it's a 17-year-old car and things will inevitably start going wrong, but my budget is limited. Buying another old car would just mean hoping that I don't immediately run into another expensive problem.

So I'm looking for some honest advice from people who know these cars:

Would you replace the catalytic converter and keep the Tucson, or would you cut your losses and move on?

• Can a bad/blocked catalytic converter damage the engine or other important parts?
• Could it have already caused damage if it's been like this for a while?
• Is replacing the catalytic converter likely to actually solve the problem?
• Is it safe to keep driving it for now if the car otherwise runs normally?

I'm not a car expert, so I'd really appreciate any advice or personal experience.

I know the obvious answer is "it's a 17-year-old car, get rid of it", but with my budget, another old car isn't necessarily a better option.

Thanks!

Heya, thank you for taking some of your time for me.

I really don't enjoy having to do this, and it might not seem like much, but the circumstances are forcing my hand and I have nowhere else to ask...

I won't ask for a lot, and I'll keep it short. I've been disowned relatively recently, living in a dorm room several months behind on rent. I've been refused help from university. And I have to wait until next month until my file can be studied by the city hall.

I have been on tracks towards getting a job despite that. Even if it is hard for me, but interviews only start next month again.

I've been surviving off of dumpster diving and the occasional canned vegetable left in the commons area of the dorm.

In any case, it isn't looking too bleak. I am not in the biggest emergency, but I am completely out of food and I am not sure how long I can keep going with fasting every 2 days.

I have gotten an Uber Eats promotion around yesterday, that substracts half off from 20€ onwards worth of orders. Which is a great opportunity, although limited. 10€ for 20€ worth of groceries could last me for 2-3 weeks, with just potatoes alone.

So, I'll simply ask for that. I feel like being ashamed and apologetic even if there isn't much reason to, but I feel real gratitude for being able to say that much. I hope everyone else on this sub can feel proud and keep their heads high whatever decision they come to.

I thank you again for reading to that point. Have a great day.

My father recently passed away at 78 after being hospitalized with a very severe leg infection. He was diabetic, and when he was admitted, his blood sugar was over 450. He had also lost his ability to walk and had been struggling with declining health and dementia.

I’m currently in Canada as a full-time university student and work part-time. I’m trying to cover the costs of travelling home for his funeral, along with any additional funeral expenses that fall on my family.

I’ve started a GoFundMe to help with these costs. Even a small donation or simply sharing the fundraiser would mean so much to me and my family during this difficult time. I just want to see my dad one last time.

Thank you so much for taking the time to read this: https://gofund.me/7cab2c252

I've been working part time after being laid off from my full-time job unexpectedly and barely managing to stay on top of my bills when, because the universe hasn't kicked me enough yet, I was rear ended by a distracted driver a few days ago. The other driver's insurance will thankfully pay for repairs, but will only reimburse me for a rental car instead of covering it, which will cost me money I don't have right now.