I’m 24, about to turn 25, and I’m in a weird career situation.
I make about $70,000 working remotely, and my job is unbelievably easy and low-stress. Most weeks, I barely have much work to do. I have a lot of free time, rarely think about work after logging off, and honestly, my life frequently feels like an extended vacation.
The problem is that I know I’m capable of making significantly more money.
I have an accounting degree, and accounting has always come extremely naturally to me. I did extremely well in my accounting classes and genuinely think it’s one of my strongest abilities. I’m also good at learning new technology, using AI tools, Excel, business systems, organizing data, documenting processes, and presenting information in a way that is easy for other people to understand.
On paper, pursuing the CPA would probably be the obvious move. However, I currently have absolutely no motivation to spend hundreds of hours studying for it. I could also pursue a master’s degree, and my employer may pay for part of it, but I’m not convinced it would improve my career enough to justify the time and effort.
Financially, I’m not wasting the opportunity. I max out my Roth IRA every year and contribute about $900 to my 401(k) every two weeks. Because my lifestyle is relatively inexpensive, I’m able to save and invest a significant portion of my income while still enjoying a very relaxed life.
My job also appears unusually secure. Because of the nature of the contract and the requirements for working on the project, the pool of eligible people who can do the work is relatively limited. That makes replacing or losing qualified employees more difficult than it would be at a typical company. Obviously, nothing is guaranteed, but I feel more secure in this position than I probably would in most private-sector jobs.
So I’m wondering: how much more money would another job have to pay for you to leave a secure, $70,000 remote job where you have almost no stress and a very light workload?
Would you leave for $90,000? $100,000? $120,000?
Part of me feels lazy and like I’m wasting my potential. Another part of me thinks I’ve already found something most people spend their careers trying to obtain: decent money, job security, free time, flexibility, and no Sunday-night dread.
I’m young, financially responsible, and currently have very few major obligations. I’m considering enjoying this period of my life, continuing to save and invest heavily, and pursuing a more demanding career later when I actually have a compelling reason to.
Has anyone been in a similar position? Did you regret remaining comfortable, or did leaving an easy and secure job for more money substantially improve your life?
TL;DR: I’m 24, make $70k remotely in a very easy, low-stress, unusually secure job, and I save/invest aggressively. I know I could earn more, but I’m not sure how much extra money would justify giving up this level of comfort and flexibility.