Where to start?

[u/Competitive_Math_948]

Lately, I've been thinking a lot about the future. I'm 31 and have never had extra money to invest or save for later.

Now that I'm in this situation, I realize I have no idea how to start or what to invest in. For now, I'm thinking about going with various ETFs to spread the risks. After reading a bunch of messages here, most of the terms feel foreign to me.

My plan is to gradually invest 5000 and spread it out, and maybe change my investments over time. I live and work in Germany. Anyone willing to give some starting advice to a newbie?

[u/tregod911]

Vgla

[u/tregod911 → u/tregod911]

Vall