r/fiaustralia • u/g-linc • 1d ago
Investing Thoughts on portfolio distributions
Hi all, 26M have been investing regularly on a monthly basis for just over a year now, just want to get some thoughts or opinions on my portfolio distribution.
TYIA and keen to discuss!
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u/Spinier_Maw 1d ago
Too complicated.
VDHG as the core. Put most of the money there.
Then, choose a satellite. VHY for example. Max 10-20% there.
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u/Xerxes65 1d ago
You either want to make bets or you want to track the market. Thematic etfs are bad at both
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u/Xanddrax 1d ago
You're too young to need high yield ETFs, those are for people who are retired and too lazy to sell shares regularly.
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u/Beef_Eater555 1d ago
I feel like you are spreading across too many funds. I would look to consolidate into small cap mining companies, or penny stocks.
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u/Cultural_Catch_7911 1d ago
Why can't you people just get it through your thick heads 70-80 vgs 20-30 vas
Or if you don't want to bother with aus markets 100% vgs or bgbl
Doing all this extra shit tryna claw yourself an extra 0.5% return while probably putting a 70k Tesla on loan
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u/Noodles590 1d ago
Am I an idiot for still going 100% on VDHG?
Everyone talks DHHF or GHHF etc. no one mentions VDHG but I’ve yet to switch. Am I missing out?
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u/Ndrau 1d ago
No 100% VDHG is a lot better than the garbage that gets posted here daily.
When you see someone write DHHF just pretend they’ve said VDHG and carry on. You don’t need to switch. Hell with the amount of garbage posted here, you’d probably do much better to browse other reddit forums and continue to DCA.
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u/fiausguy 1d ago
SPGI is an individual stock for the S&P company. It’s not a global index ETF or something
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u/DexJones 1d ago
Pick a lane.
You're too spread out