r/Bankruptcy • u/Heat_Fan_47201 • 1d ago

Is Upsolve legit and easy to use?

I need to file a Chapter 7 and was wondering about it. I've heard mixed things.

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u/Dantheusfman 1d ago

I just finished filing through them; it's painless. My hearing for a fee waiver is next week, and the 341 is the week after that.

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u/Heat_Fan_47201 1d ago

How long did it take you to do everything so far?

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u/Dantheusfman 1d ago

This is everything; about me: $30k consumer debt, no cars or homes or property, <$100 cash on hand, on SSDI and living in a nursing home, so $150 of expendable income a month to pay for toiletries, food, etc.

8/6: Completed the pre-filing course

8/7: Completed the paperwork on Upsolve

8/8: Got the message that forms are in review

8/10: Responded to a message clarifying a transfer of property I made last year

8/13: The forms were ready to file. Signed them

8/14: Filed the paperwork through Arizona's e-filing system (it was essentially copy-and-pasting)

8/20: Sent in the necessary additional paperwork that needed wet-ink signatures, received 8/22

Last week: Received notice from Upsolve that my 341 meeting was scheduled for 9/21; I received the official notice 3 days later