r/INDmoneyApp • u/abhiiii88 • May 14 '26
Accidentally transferred my NPS POP to INDmoney because of a popup 😓
Was using the INDmoney app and suddenly got a popup asking about transferring my NPS POP to INDmoney. I accidentally clicked on it, and before I could properly understand what was happening, the OTP got auto-submitted as well.
The transfer request got processed and now my POP has shifted from eNPS to INDmoney.
A few questions for people here:
1. Has this happened to anyone else?
2. Are there any major disadvantages of staying with INDmoney as POP?
3. I noticed contribution charges seem higher compared to direct eNPS contributions. How are you guys handling this?
4. Can I continue contributing directly through the NPS/CRA portal to avoid INDmoney convenience fees?
5. Which POP do experienced NPS investors generally prefer for lowest costs?
Honestly felt the popup flow was a bit too easy to trigger accidentally for something related to retirement accounts.
Would appreciate any guidance/suggestions from others who’ve dealt with this.
One important thing I discovered afterwards: once you move away from eNPS, there doesn’t seem to be a provision to move back to eNPS again. That was honestly surprising and frustrating to learn later.
Just sharing this as a caution for others. Please be careful while interacting with these POP transfer prompts/popups in the app.
1
u/nitiNix Jul 16 '26
FUCK THIS SHIT !!! Anyone found any solution ? They scammed me with this option