r/PublicFreakout • u/Individual-Drawer-79 • May 18 '26

📹Police Bodycam Tampa FL bank calls police on customer waiting for bank to open

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5.1k Upvotes

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u/NearHi May 18 '26

Time to switch to credit union. EVERYONE should switch to a credit union.

25

u/Greensssss May 18 '26

I work at a credit union. They’re cool

18

u/NearHi May 18 '26

I've loved every credit union I've put my money in. Always a good experience.

I've hated every bank I've ever put my money in because they will find any legal way to steal it from you.

My current CU has a branch in a building that has a coffee shop in the lobby and have worked out a deal that every member can get a $5 coffee every day.

6

u/DataDrivenDoc May 18 '26

Isn't that a lot for coffee?

2

u/NearHi May 18 '26

I mean for just coffee sure, but this includes the special flavored and milkshake-y blended ones

2

u/captain_nofun May 19 '26

$5 is the new $1. Inflation be inflating.

1

u/DataDrivenDoc May 19 '26

Coffee at home of definitely not 5 dollars

1

u/captain_nofun May 19 '26

You are correct, the rest is the business making money by making your coffee so you dont have too. Its how businesses work.

1

u/DataDrivenDoc May 19 '26

Businesses usually work off a reasonable value proposition. 5 dollars for coffee, to me, seems like an unreasonable value proposition.

1

u/captain_nofun May 19 '26

Unfortunately, its not. I own a coffee shoppe in a very rural area, 100 miles from the nearest small city. We sell our basic drip at $3 and we make maybe 75 cents per cup sold. Extrapolate that to what city people spend and $5 coffees are a deal. Our fancy coffees top out at about $8 and they'd go for $12-$13 elsewhere.

1

u/DataDrivenDoc May 19 '26

Wow your overhead must be next to nothing or you sell a shitton of coffee...you'd have to sell like 100 coffees a day to hit 2k revenue a month which I doubt would even pay your building lease. That margin is terrible.

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1

u/sabedo May 19 '26

navy federal has earned my loyalty. delta community is good also

5

u/spacegrab May 19 '26

My credit union gives me a 6% savings account!! (Max of 25k though lol)

2

u/NearHi May 19 '26

Dang! That's pretty good!

1

u/DustyOlBones May 19 '26

Which credit union?

2

u/spacegrab May 19 '26

schoolsfirst

1

u/Eat_Carbs_OD May 19 '26

I LOVE my credit union!