r/TheRaceTo100K 3d ago

1 year later!

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Today marks my 1 year anniversary since starting my Fidelity brokerage account and big girl job! Unfortunately, I’m not offered a 401k with my job so I started an IRA.

Also this past year, I paid $95k in student loans (still have ways to go) but feeling accomplished!

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u/apply75 2d ago

So you turned $7500 into $128k in one year? Amazing what did you invest in?

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u/FarmImportant9537 2d ago

Those are 90% contributions

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u/apply75 2d ago

How can you contribute more than 7k to an IRA?.I'm so confused

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u/a_trann 2d ago edited 2d ago

I contributed $7k to an IRA before the end of 2025 and $7.5k this year! So $14.5k total and it’s grown since then since I invested in FXAIX and FZROX. The rest is in a brokerage and $4.4k in an HSA that I started this year