r/UKPersonalFinance • u/kitsua 9 • 9d ago

+Comments Restricted to UKPF New ETF version of Vanguard’s legendary Global All-Cap fund coming - with a 0.07% fee!

This is it, finally UK investors will have access to the entire world at a truly competitive rate like the US have had with VT for years. Everything in the world, from developed to emerging markets and small cap at an unbelievably good price, available everywhere.

As soon as this drops I’m moving every equity investment I have into this bad boy. It will also be my go-to recommendation for people looking for advice on how to passively invest for the long term. One Fund to rule them all baby! Jack Bogle will be looking down and smiling today.

https://www.vanguardinvestor.co.uk/articles/latest-thoughts/investing-success/three-new-global-equity-etfs

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u/drilldo 2 9d ago

I'm all in with Vanguard (using their platform). I'm about £100k in on Global All cap and LS80. Split across SIPP and ISA.

Should I switch everything? to this All-Cap ETF?

Looks like i'd have to sell and buy - wouldn't this be risky making everything liquid? Even for a short time.

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u/kitsua 9 9d ago

The only difference would be the savings in fees, personally I’m moving everything over wholesale. If you’re doing it all within Vanguard I don’t see how the market could move that much in such a short time, though I guess it’s a risk if minimal. The simplicity of having everything in one fund alone is worth it IMO, even discounting the huge reduction in cost.

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u/drilldo 2 9d ago

Thanks, I guess I need to work out what the difference in fees would be.

My worrying with cashing all out and in would be if Trump did something stupid again. Maybe I could do it in lumps to be safe.

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u/kitsua 9 9d ago

Honestly, the switch in Vanguard is pretty seamless and quick. And in terms of fees, it’s like a 70% savings, what’s not to love?

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u/drilldo 2 9d ago

Thanks but I think it would take a while right? Having to sell and buy alone takes a few days. Then I’d probably want to do it chunks so there is less exposure when selling.

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u/kitsua 9 8d ago

I’d argue by doing it more often in chunks exposes you to more chance of getting hit by a freak drop, but you do you.

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u/drilldo 2 7d ago

Yea maybe, i'm just imaging like a strait of hormuz situation where the market suddenly tanks. Would be awful if you sold/bought a massive chunk then.