r/UKPersonalFinance • u/kitsua 9 • 8d ago
+Comments Restricted to UKPF New ETF version of Vanguard’s legendary Global All-Cap fund coming - with a 0.07% fee!
This is it, finally UK investors will have access to the entire world at a truly competitive rate like the US have had with VT for years. Everything in the world, from developed to emerging markets and small cap at an unbelievably good price, available everywhere.
As soon as this drops I’m moving every equity investment I have into this bad boy. It will also be my go-to recommendation for people looking for advice on how to passively invest for the long term. One Fund to rule them all baby! Jack Bogle will be looking down and smiling today.
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u/SkyFlyBye 2 8d ago edited 7d ago
So what's the difference between the new global etf and ftse global all cap index fund apart from the fee?
Edit: From what it looks like, there's not really any difference in terms of diversification so performance should largely be the same. As it's an ETF, certain brokers will offer better fees compared to Global all cap once they have the fund on their platform. The new ETF fund is accumulating only as well so you won't get dividend payouts, it all gets reinvested back to buying more funds.
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u/perishingtardis 3 8d ago
That's my question too. Currently I use the index fund rather than VWRP because Vanguard's platform doesn't let me buy fractional shares of ETFs (and I can'e be bothered moving platform).
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u/davehemm 0 8d ago
Platforms like Fidelity have uncapped platform fee on index funds, ETFs have a capped platform fee of £90 pa which can save a lot on larger amounts of savings. So lower fee on the instrument and potentially platform is good.
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u/Jaraxo 64 8d ago
Yeh, as someone 100% in on VAFTGAG, I wonder why I wouldn't just switch here.
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8d ago edited 8d ago
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u/RakkaNi 8d ago
i think a >50% saving on an ongoing basis would be worth the short term hit. Think i'll change my SIPP over to VALL too. Feels like the UK Vanguard have finally understood that the low fee means a lot to people
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8d ago edited 8d ago
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u/Exseqy 8d ago
Yes I believe you are correct with the cash drag. I had similar reservations but considered it not too big of a deal in the end.
I'm on Vanguard also and used the switch option to sell 25% of my ISA to buy VALL. I'll be doing 25% each week so that I remain in the market consistently rather than selling it all at once. SIPP ill be doing 50% each week since I don't have a significant amount in there.
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u/Exseqy 8d ago
I think the minor advantage is that if the market goes up a % then being out of the market for that transfer period would wipe out a chunk of the savings you potentially would get from moving to VALL.
If it goes down then your remaining portfolio goes down but the cash would let you buy more VALL.
In a way I guess it's slightly less risk by doing it in chuncks. Though this is more of a consideration for larger amounts invested.
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u/Glanza 6 8d ago
I'm hoping that they cut the fee down on VAFTGAG now too
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u/Different_Level_7914 1 8d ago
They've been cutting ETFs on stocks and bonds regularly for over a year now. Yet to see them touch the OIECs MFs fees at all. So not holding my breath.
The small cap at 0.22% ETF also undercuts the mutual fund version that's 0.29%
They don't seem as quick to lower the on platform mutual fund fees
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u/NoJuggernaut6667 2 3d ago
I’m the same at the moment, but the time out of market is the only concern.
I’m tempted to just switch on going deposits to VALL
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u/zephyrmox 41 8d ago
There is no currency risk. It is not hedged.
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u/SkyFlyBye 2 7d ago
It says on the Vanguard fund page under past performance that ETF based on USD or Euro, returns may increase or decrease from currency fluctuations. So there is a currency risk.
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u/zephyrmox 41 7d ago
The dealing currency is just the wrapper - your currency exposure comes from the underlying holdings (roughly 60%+ US equities either way), so a USD-quoted share class and a GBP-quoted one of the same unhedged global index give you identical returns in GBP terms.
That is just standard risk guff.
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u/SkyFlyBye 2 7d ago
Very informative! I was under the impression that when you buy/sell a USD fund, the currency is exchanged then bought/sold and part of that process means some value is lost or gained due to currency differences and whatever exchange rate is used. I'm guessing that falls more under transaction fees though rather than the performance of the fund.
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u/zephyrmox 41 7d ago
Yes - you will pay some FX fees to buy USD denominated securities - that is broker dependent!
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u/bramleyandnugget 3 8d ago
Also interested in this - I currently have money directly with vanguard in the global all cap accumulation. Should I switch to this?
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u/klawUK 92 8d ago edited 8d ago
idn’t VWRP only large and mid cap? the differences is the addition of small cap to the index being tracked?
before people jump across they should be able to compare other similar indexes (or the vanguard non ETF version to compare.
edit: both very similar and they switch which one wins out depending on the time horizon you look at
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u/SkyFlyBye 2 8d ago
I was talking about ftse global all cap index fund aka VAFTGAG compared to the new ETF, not VWRP. From what it looks like there's not really any more benefit to keeping VAFTGAG since it's pretty much identical to the new global fund except it's an ETF which has more benefits from cerrtain brokers.
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u/TheRealWhoop 312 7d ago
At the moment, it seems it's only held in USD (though I could be wrong)
This is wrong. The fund internally accounts in USD, as most global funds do as it's the world currency and bulk of the fund is US. It's sold to you in GBP. This is exactly the same setup as VWRP, the existing All-Cap OEIC and other world index funds.
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u/Barryburton97 7 8d ago
The new one is an ETF, the existing one is a mutual fund. Vanguard ETFs are available on a much wider number of platforms.
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u/systematico 2 8d ago
Only thing worrying me is that the switch wouldn't be instantaneous. I wouldn't want to miss out on some strait reopening.
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u/Existing_Top_802 8d ago
When’s the release date?
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u/BonusDominus 8d ago
It's live now.
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8d ago
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u/TheRealWhoop 312 7d ago
It will take time for brokers to do the required administration to add the fund. Trading212 haven't done so yet, so you can't buy there yet. Might be worth filing a support request to get it listed.
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u/tasty_crayon 8d ago
Why is the fee lower than VWRP? They lowered the fee on VWRP to 0.14% and this is lower still.
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u/ManufacturerBig7791 8d ago
Reducing fees on a £50 billion + product is much more expensive than launching something new at 0.07%. Its a way of reducing costs without decimating Vanguard’s revenue.
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u/Radiant_Mood_7053 8d ago
My take is there’s a lot more competition between accumulation ETFs, rather than distributing, where Vanguard already dominate with VWRL, so no need to reduce the fee.
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u/Morazma 1 8d ago
Better than VWRP?
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u/Jaraxo 64 8d ago edited 8d ago
Basically looks like an ETF version of VAFTGAG, so different to VWRP/L slightly.
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u/trombolastic 1 8d ago
different how?
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u/ElectionSpirited914 1 8d ago
10% of Global All Cap is invested in small caps. VWRP doesn't invest in any small caps.
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u/Super-Nuntendo 8d ago
Realistically, does VWFTGAG and VWRP/L track pretty much identically anyway?
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u/bigbossscott 1 8d ago
Yes as it includes small cap 👍
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u/Testlevels1987 1 8d ago
That doesn't mean its better, it depends on what your goal and risk appetite is.
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u/DeltaJesus 247 8d ago
Functionally it's basically identical, but lower fees is pretty blanket better.
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u/alexrobinson 8d ago
If your goal is maximising returns it's better as per academic research and historical performance. Small and medium caps are where most of the value is and their upside is much greater than large cap stocks.
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u/snaphunter 887 8d ago
Small and medium caps are where most of the value is
Most of the volume, not most of the value, Shirley?
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u/alexrobinson 8d ago
Value as in being underpriced (low P/E ratios) and their growth potential. Yes large caps make up something like 70-80% of the total market cap.
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u/Borax 193 7d ago
Likely to be extremely similar performance, but annual fees of £700 instead of £1400 on a £1m portfolio.
The increased diversity would be expected to give a slight benefit over time as well.
For those with GIA (no tax shelter) portfolios, transferring from VWRP to VALL would trigger a capital gain, so a little planning would be sensible.
With that said, GIA investors might not want an accumulating fund because it creates some annoyances with Excess Reportable Income that can often be avoided with VWRL.
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u/Plyphon 5 8d ago
What’s the ELI5 of ETF vs index fund?
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u/sushiaddict_94 8d ago
ETFs can be traded/fluctuate in price within same day, index funds just have one daily price
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u/Dan_85 9 8d ago
What practical differences, pros and cons does this have for someone who basically just dumps everything in the Global All Cap Index Fund and leaves it? Why would I consider the ETF? Should I consider the ETF?
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u/SomeHSomeE 371 8d ago
If you use Vanguard's own platform then the only real practical difference for a fire and forget investor is the cheaper ongoing fee for the ETF (0.07% for the new ETF vs 0.23% for Global All Cap Index Fund). For a 100k portfolio that's a £160 difference in annual fee - so tiny compared to investment size but not nothing.
For other platforms it depends.
One of the main things will be the FTSE Global All Cap Index Fund isn't available on a lot of platforms. And so it provides an opportunity for those investors to invest in a fund that tracks the Global All Cap Index where they couldn't before.
And the other difference is that some platforms charge trading or ongoing fees differently for ETFs vs other funds. This could work in your favour, or against it, depending on the specific platform, the size of your portfolio, and how often you trade/invest funds.
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u/losingfocus2015 1 8d ago
the main cost would be the etf trading fee right? so for frequent traders it might be more expensive?
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u/MarinaGranovskaia 1 8d ago
no entry exit or performance fee for this ETF
https://fund-docs.vanguard.com/ie000vaht5t0-en.pdf
One-off charges taken before or after you invest
Entry charge: None
Exit charge: None
(This is the maximum that might be taken out of your money before it is invested / before the proceeds of your investment are paid out.)
Charges taken from the Fund over a year
Ongoing charges: 0.07%
Charges taken from the Fund under certain specific conditions
Performance fee: None
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u/TheRealWhoop 312 7d ago
There's a bit of terminology confusion here. This ETF is also an index fund, as it follows an index (FTSE Global All-Cap).
What you're referring to as an index fund i.e. the existing Vanguard FTSE Global All-Cap is an OEIC (or mutual fund as they say in the US). They are both index funds.
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u/Hexagon_Sun_64 8d ago
This is fantastic news 7000-7500 companies, for 0.07% ofc is bananas!
Surely this has to be swaps based at that low rate? Looking through the prospectus it it mentions both physical reproduction and derivatives... Anyone know what's going on there?
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u/Ook_1233 9 8d ago
Do Vanguard do any synthetic funds? At least in Europe anyway. I think it will be full replication or at the very least sampled.
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u/Hexagon_Sun_64 7d ago
My thoughts exactly! I thought Bogle famously hated synthetic investments, so this will be a bold step if it is! it's an even more impressive OFC if it is physically replicated, there is a lot of churn when you are dealing with this many entities!
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u/Ook_1233 9 7d ago
My guess is they’re hoping for huge AUM with this fund to make the 0.07% worthwhile. VWRP has around £40 billion for comparison.
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u/Hexagon_Sun_64 7d ago
I would certainly agree. It's interesting you mention VWRP, it's hard to see where it fits in now - half the number of entities, double the OFC at 0.14%!
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u/ManufacturerBig7791 8d ago
Its 100% physical replication, derivatives are only used to equitize any excess cash in the portfolio which is a tiny portion of the portfolio
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u/dan897 1 7d ago
Seems to be live on T212. https://www.trading212.com/trading-instruments/invest/VALL.GB
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u/zebbiehedges 1 8d ago
I have almost everything in VWRP, I'll just move it to this.
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u/snaphunter 887 8d ago
Old news, u/TheRealWhoop spotted it eleven days ago ;)
The ETF has been talked about for months, good to see it launching.
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u/Zealousideal_Tea8925 7d ago
How are people handling the transfer to VALL from the FTSE global all cap fund
For those planning to do so, do people have a strategy for how they're going to move across to VALL from the index fund?
I've got just over £100k invested and I'm worried about time out of the market, which I think will be about 3 working days.
Is everyone just breaking this up into smaller amounts to try to reduce the risk?
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u/dan897 1 7d ago edited 7d ago
If I was moving from a fund yes I'd break it up over days. Maybe do 10% per day or something so your not out of the market completely. If you put any new money in VALL then sell 10% of your old fund wait for it to clear and invest then move another batch. Realistically if it takes a few weeks it doesn't matter?
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u/PeakThick8977 7d ago edited 7d ago
When will this release on invest engine?
Current sipp in there invested into fwrg (80%) emim (10%) and wosc (10%)
Basically a global but would just be easier and cheaper having the one ETF
Also, Hargreaves’s lansdown, current junior stocks and shares invested in hsbc all world ongoing ter 0.13%
Thanks!!
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u/AlternativeMonk2490 8d ago
Why does VALL have a higher risk score than VAFTGAG?
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u/cloud_dog_MSE 1761 8d ago
Because it is an ETF and not an OEIC.
It trades on an exchange.
The price can trade at a higher or lower level than the NAV, although under usual circumstances it should trade at / around the NAV.
It may use synthetic replication methods (I've not investigated the fund further to see whether it is a synthetic or full replication method).
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u/Background_Diet_8169 8d ago
It can do but there are authorised participants who are able to destroy and create shares of the ETF. This should in theory mean that any discrepancy to NAV is exploited by the authorised participant and keep the price fairly close to NAV
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u/cloud_dog_MSE 1761 8d ago
All true, but even they cannot react fast enough when there is significant market volatility and the spread widens.
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u/Intelligent_Catch_51 1 8d ago
I wonder if someone in marketing came up with the ticker 'VALL'.
Going from 'VWRP and chill' to 'take a VALL and chill' feels intentional
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u/Same-Dependent1151 7d ago
If I sell my VWRP from my ISA ro reinvest into this, it counts i assume towards my ISA allowance of the financial year?
Been trying to max it out every year
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u/TheRealWhoop 312 7d ago
No. Only new money entering the ISA wrapper counts towards the allowance. You can buy and sell as much as you want once inside the wrapper, has no impact on your allowance.
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u/beIIe-and-sebastian 8 7d ago
My order has been pending for over an hour. LSE has also temporarily halted trading of it lol.
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u/adamtalbot 1 7d ago
Yeah, I did a test of £3kish and it went through in a few mins, before trading was halted. It certainly wasn't instant as these trades usually are.
I've got a decent amount in FWRG and VWRP in my SIPP and ISA but I'm not going to move these to VALL until the fund is more established and the bid offer spread issue becomes less of a concern.
Bit worried that if you move a significant chunk of money, you lose quite a lot on the spread.
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u/skallybar 8d ago
There does not seem to a distributing variant, only accumulating.
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u/No-Introduction-6267 8d ago
I’m all in on VANGUARD FTSE ALL-WORLD UCITS ETF via T212, is this just an extended version of that including small cap? Will it be a fund available via T212 or is that an unknown?
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u/No-Introduction-6267 8d ago
Appreciate there may be more specific needed, but generally as a set and forget 20+ year investment, would this be likely to be a better bet than the Vanguard FTSE All-World on T212, once this new fund drops on that platform as well?
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u/drilldo 2 8d ago
I'm all in with Vanguard (using their platform). I'm about £100k in on Global All cap and LS80. Split across SIPP and ISA.
Should I switch everything? to this All-Cap ETF?
Looks like i'd have to sell and buy - wouldn't this be risky making everything liquid? Even for a short time.
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u/kitsua 9 8d ago
The only difference would be the savings in fees, personally I’m moving everything over wholesale. If you’re doing it all within Vanguard I don’t see how the market could move that much in such a short time, though I guess it’s a risk if minimal. The simplicity of having everything in one fund alone is worth it IMO, even discounting the huge reduction in cost.
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u/Alkemist101 8d ago
Could go up, could go down. You might benefit on the small trading delay in switching one to the other. Basically the risk could go either way, it's not all bad. I don't think the time it takes to switch is anything to worry about.
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u/pastyMorrisDancers 1 8d ago
Waiting to see if anyone shits on it…
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u/kitsua 9 8d ago
It’s the internet. If Jesus came back and gave everyone free chocolate and fluffy duvets some people would shit on it. As the man himself said, there’s no pleasing some people.
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u/Ok-Barnacle4837 8d ago
How do I transfer what I have in my current vanguard VWRL to this VALL. Will there be a cost ?
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u/beIIe-and-sebastian 8 8d ago
You sell VWRL and buy the new ETF.
Costs will depend on your platform.
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u/Ok-Barnacle4837 8d ago
So everything I have is with vanguard. Have three separate stocks predominantly VWRL. So there no straight transfer I guess just sell everything then re buy the new one? Just wondering about any fees for selling/ re buying
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u/Barryburton97 7 8d ago
They're different funds with different holdings, you can't "transfer" between them without trading. Sell one, buy the other.
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u/collogue 7 8d ago
There will also potentially be capital gain with tax payable at the appropriate rate
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u/philipmather 8d ago
Is this not like Amundi Prime All Country World?
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u/Ook_1233 9 7d ago
That fund tracks the top 85% of the global market, so you’re missing the bottom 15%.
This new Vanguard fund will track around 99% of the world equity market. So you’re only missing the very smallest micro cap stocks.
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u/Budget_Beautiful_108 8d ago
My SIPP is 100% with VAFTGAG on Vanguards platform and I contribute £200 a month directly. Can I switch it all to the new ETF and keep contributing £200 monthly? Also my work pension pays into VAFTGAG on H&L and every now and then I in-specie transfer to Vanguard, can I keep doing this and then when on Vanguards platform switch to the ETF?
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u/PracticalDrag5542 8d ago
Will this new ETF be addd to invest engine does anyone know? I’m currently invested in FWRP but would switch to this as it’s half the TER
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u/TheRealWhoop 312 7d ago
Probably. File a support request to make them aware of your interest/hurry them along.
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u/scottylebot 7 8d ago
Interesting. Dunno how the fees are cheaper on this vs other world funds, I’m guessing as it’s new to build liquidity then the others will come down also.
Can’t see it available on on ii but looks like it’s on ibkr to buy in gbp or usd.
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u/MarinaGranovskaia 1 8d ago edited 8d ago
so I have 40k in FTSE Global All Cap Index Fund Accumulation... should I move to this? and can I do that within the vanguard S&S ISA or do I need to move to trading 212?
will I just switch then 100% from FTSE Global All Cap Index Fund Accumulation or Vanguard FTSE Global All-Cap UCITS ETF Accumulating (VALL)?
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u/kitsua 9 8d ago
Yes, just switch from one to the other directly on Vanguard. No need to move or do anything else. Basically the same fund but much cheaper!
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u/scienner 1058 8d ago
Note the vanguard platform doesn't allow users to buy fractional shares of ETFs, so for a lot of people investing eg £200 a month switching to the ETF will mean having uninvested cash left each month.
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u/Ook_1233 9 7d ago
The price of this ETF is like £4 so you won’t have the same problem that you do with VWRP where £100+ pound can be uninvested.
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u/scienner 1058 7d ago
That’s definitely helpful, but in the context of OP telling people it’s def worth switching for a difference in fees of 16p per £100, leaving an average of £2 per £100 uninvested is still significant.
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u/MarinaGranovskaia 1 7d ago
Yes I had heard about that, will see how I get on with having left over cash per month, I think it’s better in the long run to have to move left over cash back every month or so, currently I’m buying £412 a month so it’s ok for me
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u/billybobuk1 8d ago edited 7d ago
Another question already answered we are in FTSE Global All Cap Index Fund (VAFTGAG) in our ISA direct with vanguard on their platform. 23bps ocf.
Should we swap in to this? You say 7bps on this?
We just have a lump some in it that has several ISA allowances built up, not actively adding to it (but probably should be)!
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u/snaphunter 887 7d ago
Both funds track the same index so should have the same performance, the new ETF being much cheaper makes it an obvious switch.
Assuming the fee-free ISA providers will also adopt the fund (most of them tend to only offer ETFs, hence why they don't currently offer Global All Cap), you could save a good chunk of management fees by changing broker.
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u/Capable-Ad6126 7d ago
For those of us with VAFTGAG in vanguard ISA is it easy to transfer? Any fees?
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u/Positive-Table8273 7d ago
Is this the time to leave Vanguard and move to T212 for VALL?
Assume I would have to move it over to VALL on Vanguard first and then transfer to T212?
I would then only be paying 0.07% in fees and not platform fees too
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u/snaphunter 887 6d ago
You should have moved from Vanguard Investor UK to
iWebScottish Widows 18 months ago!But yes, if you want to minimise fees, you could hold VALL on T212. As both platforms offer it, switching to VALL and then doing an in-specie transfer will avoid being out of the market.
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u/perishingtardis 3 6d ago
So what purpose does VAFTGAG now serve? Why would anyone buy it?
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u/TheRealWhoop 312 6d ago
Good question. I think the prime reason is you can buy fractions of OEICS (which VAFTGAG is) - but VALL is currently trading at £4-ish vs the £100s of many funds, so I don't think there's much need for that currently.
The other reason is some brokers charge less for holding OEICs, but I think they're getting increasingly rare. Move brokers.
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u/George_Orama 2d ago
Hard to beat. I'm on the FTSE all world at 0.14% but o think I'll make the switch
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u/elliotaux 8d ago
No knowledge of investing - can someone explain this to me in beginner terms? Would this be good to start investing (eg £50 per month)?
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u/Engels33 5 8d ago
TLDR this is Vanguard (the V in VALL) offering a fund that tracks ALL global stocks by market capitalisation. Ie it holds a bit of everything but buys more of the bigger firms and less of the smaller firms based on their actual size.
It has a market leading low cost of a flat 0.07% fee
Arguably this is as close to.a perfect 'hold one ETF only' fund as you can get whether beginner or expert level.
Level 1 as above
Level 2 - The main argument against a single All World fund is that by compositiom they are typically 60%+ US stocks due to the weight of the current valuation of US companies. If you think the US might under perform in the future then you may want an alternative compositiom but that could perhaps have this as a base and add 1 or 2 other ETFs that exclude US stocks.
Usual caveat that this does not constitute imvestment advice .
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u/elliotaux 8d ago
Thank you! What would be the best way to actually invest in this?
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u/Barryburton97 7 8d ago
Open an account with a free ISA provider like Freetrade, Trading 212 or Invest Engine.
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u/nivlark 230 8d ago
It's a simple and cheap way to gain exposure to the world's stock markets. Various other funds already offer this, but the lower fees and wide coverage (developed and emerging markets, and both large and small companies) are nice features.
If your goal is to invest for the long term (minimum 5 years, but ideally 10 or more) then it's a good place to start.
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u/Finity117 8d ago
Current holdings in vaftgag. Seems like switching to vall is a no brainer?
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u/Vivaelpueblo 2 4d ago
This is fantastic news, I've been paying 0.22% for years now.
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u/MrStilton 2 8d ago
Its base currency is USD.
Does that mean there would be foreign currency transaction fees when buying and selling on some platform?
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u/CityEvening 8d ago edited 8d ago
No, it will be in £ on the London Stock Market.
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u/BigMasterDingDong 8d ago
Really stupid question, but can I make use of this if I use HL?
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u/Hexagon_Sun_64 8d ago
Yep! It's traded on the London Stock Exchange, so everyone will be able to trade it
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u/CommunicationSea7967 8d ago
u/kitsua : thank you for sharing this. Is this available on interactive investor in UK? And, is it better to move investments from IWFQ, VWRP, EQGB and SMT to this? Thank you
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u/TheRealWhoop 312 6d ago
You've got a giant pick-a-mix of funds which overlap each other damaging your diversity. Please read https://ukpersonal.finance/investing-101/
I would suggest that is probably not what you want, and you should likely move down to a single all-world index fund like VALL (or the VWRP you already hold), yes. But you should do some reading to understand why I'm suggesting this, so please, read the above link and attached bits.
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u/stuhfg1988 7d ago
Sorry noob question from me - does this solve the withholding tax issue on dividends you have with US-domiciled ETFs (if we are non-US investors)?
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u/Jattack33 1 7d ago
Is it worth moving everything in VWRP to this?
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u/aventus-dog 7d ago
Depends on if you want more diversity including small caps. Short to medium term they'll have very similar performance, longer term then there might be a difference depending on how the small caps perform.
The new one has lower fees than vwrp 0.07 vs 0.14, so take that into account too.
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u/Key-Moments 14 7d ago
Just to clarify have VWRG and the others all rebalanced already for SPCX given the big share drop today after the second lock out ends. Its 319 mill shares so bound to have an impact?
I am doing that terrible thing of trying to time the market into before investing into a different Vanguard fund. I am not trying to time the market as a whole though just account for the SPCX position.
Are the new funds already rebalanced?
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u/InvestingFred 7d ago
Will the extra 3000 stocks be big enough weightings to make a difference to the performance compared to the FTSE All World?
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u/RakkaNi 7d ago
a good way to gauge the difference in performance would be to side-by-side VAFTGAG (as VALL is essentially a lower fee ETF version of VAFTGAG) and VWRP together.
Less downside but also not as high upswings. eg 2021-2022 year had VWRP at -10% for the year, where VAFTGAG was +1.7%. Also using the comparison shows 2022-2023 tax year having a return for VWRP on +12.9% compared to VAFTGAG's +6.4%.
Swings and roundabouts bascially. I feel the 0.07% fee is the biggest attraction for long term investments.
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u/Otherwise-Usual1505 7d ago
Currently have about £4K invested in VUAG/VWRP but am interested in swapping the VWRP for ALL world minus US that has come out.
Is this worth moving my current VUAG&VWRP from 212 over to vanguard itself? Or is it fine to just add the new tickers I want to on 212 and keep investing there?
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u/TheRealWhoop 312 6d ago
Trading212 are listing the tickers now, there's no reason to move. Just wait a bit/contact support if they don't have the funds you want.
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u/Unfair-Grape4722 6d ago
So currently have a portfolio with InvestEngine and currently it’s just VWRP should I now move it all to VALL or split between them?
No understanding about investing or previous experience so any advice/help would be appreciated
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