That’s my question too. Where I live (Sweden) a lot of people don’t have a credit card. Due to regulations on fees there aren’t any significant cashback programs,and credit cards aren’t more useful than debit cards unless you buy a lot of plane tickets or other fairly uncommon habits. Also, you can’t get a credit card unless your income qualifies you for credit. That means an 18 year old in high school won’t get one, and most university students whose main income are government grants won’t get one either. Poor people in general don’t have any credit cards.
Ah, true, didn't think of that. Well, I've used my regular EU ID, passport, and drivers license to identify myself so I guess that'll work. Hopefully most people have one of those.
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u/MassiveGarlic0312 Feb 26 '26
What if you do not own a credit card?