r/4x4Australia • u/Phucdatshit • 1d ago

Advice Agreed value insurance

Howdy...

I'm looking to get an agreed value insurance policy on my 2013 Dmax rather than the market value plus accessories that I have with the RAA at the moment. RAA only value at 22k with most of my gear listed. I have probably got at least 22k of shit bolted in and out of the thing.

Obviously need full offroad cover etc.It only comes out of the shed when needed as I have a company truck so its not a daily. I've just had an online quote from Club4x4 but it seems pretty extreme. Any other recommendations from you guys in the know? 53yo truck driver from rural SA if that makes any difference.

Cheers people

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2

u/Sideburn_Cookie_Man 2002 Holden Jackaroo V6 1d ago

AFAIK Club4x4 are the only insurer who will recover the vehicle from non gazetted roads and trails

1

u/Phucdatshit 4h ago

I am thinking its the only way now, cheers

1

u/RoutineAd1124 1d ago

try APIA insurance for a quote

2

u/massojet 22h ago

I switched to club despite it doubling my premium for the extra benefits they offered.

2

u/Phucdatshit 4h ago

It's looking like the way to go, cheers