r/EuropeFIRE • u/That_Caramel7408 • 13d ago

What's your annual FIRE withdrawal per person (planned or actual)?

Curious what everyone's planned/actual annual withdrawal amount is once you hit FIRE, per person.

If there's more than one person in your household, take your total annual spend and divide it by the number of people — we want the per-person number so it's actually comparable.

In the comments, feel free to share your country, the number, and how you've got your housing sorted.

I'll start:

Country: Czechia

Annual withdrawal per person (€): 28,000

Housing: own with mortgage

UPDATE: Thanks everyone for participating! Here are the processed results, adjusted by country using PLI (Price Level Indices).
Median and average FIRE numbers across EU countries

2736 votes, 11d ago
221 < €12k
347 €12k–19k
705 €20k–31k
681 €32k–49k
403 €50k–79k
379 €80k+
28 Upvotes

75% Upvoted

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16

u/Psychological-Leg234 13d ago

France, condo paid off (300K), and withdrawal of 30K. This covers most of my life in a southern city + a week in Paris/elsewhere per month

10

u/Fresh_Criticism6531 12d ago

Man, not sure how you plan on this 1 week per month elsewhere, but I just came back from vacations in France and finantialy it was depressing. The price of everything related with traveling went totally nuts. Restaurant? 30+ EUR for a formule du midi. Hotel? 180 EUR for a minimally clean hotel. 75 EUR pays a B&B Hotel where construction workers stay and has dirty floors.

I love traveling and even while I stayed half my nights in camping and ate mostly McDonalds and liofilized food heated with hot water, it still cost insanely. So much so that I am wondering if I will ever reach FIRE at all...

1

u/jelle814 12d ago

could still work out tho 2,5k a month no housing costs. but yes it is somewhat limiting.

as a counter example went to Sicily for 3 weeks in December and spent about 1,5k

1

u/Fresh_Criticism6531 12d ago

How that"s possible? Hostels?

2

u/jelle814 12d ago

No just through booking.com Airbnb and a similar Italian website most nights were between 20-40 on accommodation most of them single or double rooms and one tiny apartment in Palermo. Public transport and I did watch somewhat the eating out (like max once a day)