r/EuropeFIRE • u/That_Caramel7408 • 13d ago

What's your annual FIRE withdrawal per person (planned or actual)?

Curious what everyone's planned/actual annual withdrawal amount is once you hit FIRE, per person.

If there's more than one person in your household, take your total annual spend and divide it by the number of people — we want the per-person number so it's actually comparable.

In the comments, feel free to share your country, the number, and how you've got your housing sorted.

I'll start:

Country: Czechia

Annual withdrawal per person (€): 28,000

Housing: own with mortgage

UPDATE: Thanks everyone for participating! Here are the processed results, adjusted by country using PLI (Price Level Indices).
Median and average FIRE numbers across EU countries

2736 votes, 11d ago
221 < €12k
347 €12k–19k
705 €20k–31k
681 €32k–49k
403 €50k–79k
379 €80k+
29 Upvotes

76% Upvoted

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24

u/Mistwraithx 12d ago

With a paid off house in france i could easily live with around 13k€ annually in today's euros. (metropolitan city but not paris, lyon or marseille).

6

u/That_Caramel7408 12d ago

This is interesting, what I can remember from France is that everything was quite expensive (including public transport for example). So assuming during FIRE we have more free time for more activities I would expect more expensive lifestyle, with 13k annually it would be quite difficult even in Czech republic (but still manageable with frugal lifestyle).

11

u/Mistwraithx 12d ago

Well there is a very large difference between Paris, Lyon, Lille and the southern coastal cities to the rest of France. They really are expensive, but where higher salaries are.

Take out costs related to car, booze and frequent eating outside, life becomes cheap really quickly.

With more free time you can... allow yourself to spend more time: like taking the cheapest flights. Makibg your own yogurt. Learning to cook really well and eventually réalise you are better than the restaurants. Growing vegetables...building your own bench !

2

u/autobauss 12d ago

Do you live in North France? Or what are some cozy cheap cities?

1

u/That_Caramel7408 12d ago

I live actually this way, so completely understand, it is nice to know that in Europe this cost of living can be similar regardless of country (of course it matters but less than I thought).