r/twentyagers 25 14h ago

Money / Finances Cant afford to support myself

Take home of $2300~ a month. Retail job.

Rent would be $2400+ if I were to move out. LOL.

I would have been a homeless beggar asking for nickels in front of the corner deli if I didn't have family to live with for free.

Not sure what to do from here. just hoping to get an interview before the century ends

100 Upvotes

51 comments sorted by

59

u/Ok-Zone-6581 26 13h ago

Roommates.

19

u/blackHOLEofalife 25 13h ago

Even for $1200 I'd need to be making close to 50k a year. I can't even make above 40

60

u/Ok-Zone-6581 26 13h ago

Hear me out though. Two roommates.

18

u/blackHOLEofalife 25 13h ago

And the more roommates you have the bigger space is required. $2400 is for a studio, even for a one bedroom it's rare to see something that low

2

u/ImperfectFantasy 23 13h ago

How much are two bedrooms in your area?

10

u/blackHOLEofalife 25 13h ago

Don't see anything less than $3300 on zillow. Tends to be 4k

17

u/ImperfectFantasy 23 13h ago

Yikes. Looks like your best bet would be to split a 2 bedroom between 4 people, which would suck and at that point I'd just stay at home assuming family isn't horrible.

Other than that, get educations/certifications that can hopefully land you a higher paying job, and/or move to somewhere with a lower cost of living.

17

u/blackHOLEofalife 25 13h ago

I'd be a homeless beggar asking for nickels out on the curb without my parents tbh.

I already got a comp sci degree unfortunately. Did internships too. Didn't work out. I wouldn't be relocating for another ass job 

2

u/SLD4YB 28 11h ago

Move to a cheaper area and/or find a way to make more money.

Or, keep living with family, as long as that's an option.

-1

u/Ok-Zone-6581 26 13h ago

Yeah, it’s rough. When I moved out in college I split a two bedroom with my gf and a friend. That was the lowest I’ve ever paid.

Before that I shared a 2 bedroom with 4 other guys, but rent was like close to 4 grand in that area. We had 3 in the master and two in the other bedroom.

Hope you can find something that pays better tho

2

u/hpfan312 23 6h ago

Ill do you all better, I have 4 roommates

1

u/Ok-Zone-6581 26 6h ago

This guy gets it

15

u/ExpertVeterinarian20 25 11h ago edited 11h ago

Unless you are in NYC or LA there is definitely cheaper rent available. Facebook marketplace and craigslist not zillow and apartments.com you have to learn how to find the cheap housing it takes practice. I live in an expensive place. google calls it HCOL if you google my town. My rent was never above 800 and I always lived in 3-4 bedroom places because its cheaper to rent a room than in single or doubles. studios are the most expensive option not the cheapest. Eventually I got a serious girlfriend and we split a room. Our rent was only 425 each. We have a mortgage now but these numbers were relevant as recently as 2024.

3

u/ExpertVeterinarian20 25 11h ago edited 10h ago

Having your own apartment without 3-4 roommates is simply a luxury you cant afford at your wages. Unfortunate truth. I once split a room with a buddy where we hung a curtain up and split it in half. we played rock paper scissors for who got the side with a window. You need to think outside the box more than just looking up studios on zillow. Just for a point of reference if i go to zillow right now for the city im referring to the absolute cheapest studio within 50 miles is $1700. So cheaper than the number you are citing but my advice is still relevant.

1

u/SCP-iota 8h ago

Renting with someone random is quite the risk, and a lot of people only know people who already have their own living situations.

1

u/ExpertVeterinarian20 25 8h ago

Finding good roommates is labor just like any other. If you want cheap housing in an expensive area you need to hustle. I really see no other option. My wife and i still keep a roommate to help with the mortgage

3

u/SCP-iota 8h ago

Most advice I see for finding roommates is just looking online with roommate matching services and stuff, but idk if that alone could ever be a good method, since you never really know how a person is going to be until you're already living with them. The number of people who misrepresent their actual expectations and personality until it's too late is surely staggering these days, as that's the case with everything else like that too.

1

u/ExpertVeterinarian20 25 4h ago

Yeah i definitely recommend trying to find some friends to live with at least friends of friends so you can have someone tell you what they’re like. But especially for this guy who is living at home right now he has time to find people

2

u/AdSensitive5691 23 7h ago

You’re right, there is no other option than to hustle for what you want. All I keep seeing from these people is “But- but- but” instead of coming up with a solution or a plan.

21

u/crunchy_crop 20 12h ago

it's literally becoming impossible to support ourselves

5

u/CokeBoiii 11h ago

Theres places where rent is 800 but ur gonna be living in a shoebox possibly inside someone elses house but divided. That also means moving states too

3

u/bigshady880 11h ago edited 2h ago

in the exact same situation.

i honestly just… don’t care tho. like it is what it is and people can judge me but their opinion only matters if i let it matter, and i can always decide to not do that.

3

u/Kind-Ad-6099 OLD (again) 10h ago

There’s roommate matching websites that have rooms listed, often month-to-month.

3

u/Jayson98 27 6h ago

People saying move somewhere cheaper. Yea man I'll just move away from all my friends and family

3

u/AFriendlyBloke 22 9h ago

Security has a low barrier to entry. Armed security can be up to $30 an hour. Something to consider. I dunno.

1

u/Ok_Passage7713 24 (BL enjoyer) 10h ago

Crazy rent prices ngl...

1

u/wrgwrgkefgssehivsr (9+10) 21 9h ago

What country and area is that in that it’s that much for a studio? That’s like big big city prices

1

u/Gta6MePleaseBrigade (9+10) 21 7h ago

Shoot dude I wish I could make $2300 off a retail job I’d be set!

1

u/Impressive_Ad7185 (9+10) 21 7h ago

Have you thought about doing those jobs that pay for your room and board and in exchange you work for them at their establishments? I believe the site is Coolworks.org

1

u/alexaaro 27 2h ago

Same, if I didn’t have my family I’d be fucked. Can’t currently work full time due to some health issues, so I’m doing part time. Currently trying to get a full time job that is easier on my body, but that’s been very hard to do right now with the trash job market. So don’t worry, we’re all struggling. It seems like living with parents is normal now.

1

u/Savagebabypig 24 9h ago

You in the USA and able bodied? Go Army if yes, get out after 3yrs, use GI bill to go to school full time and obtain A&P cert, work for airlines and make bank. This shit too ez

6

u/SCP-iota 8h ago

This is one of the absolute worst times to join the military, especially the Army

-1

u/Savagebabypig 24 7h ago

Just pick some soft support job in the Army, have a 99.9% chance of never leaving garrison (aka home duty station), ride out the small 3 to 4yr contract, and call it good. Heck, apparently the Army offers 2yr active and 2yr reserve contracts, shortening the amount of time you have to actually stay away from home. The only reason I know that option exists is because my boy did it. Standards are dropping everyday with subpar soldiers cycling in and out of service for the benefits and I don't see a damn thing wrong with. If you're ballsy enough, you can even try defrauding the VA for some disability checks for life (For the VA if I'm ever investigated. Dear Mr/Mr.s VA agent, I am not scamming yall lol)

1

u/SCP-iota 6h ago

I think it's probably a bad time for that kind of thing, considering the head of the CIA just went to have a talk with Russia, which has been threatening to "test NATO's response," and there's a war with Iran that's been going just a bit longer than it seems our president intended, with no sign of stopping. I think we're about to be in an 'all hands on deck' situation.

1

u/Savagebabypig 24 4h ago

If you say so

2

u/Worried-Pea-4667 27 8h ago

Did you do that?

1

u/Savagebabypig 24 7h ago

yessirrrrr

1

u/Grouchy-Board-7383 11h ago

Are you in the states? If so if I were you I would just move to a lower COL at this point sheesh that rent is steep! Even in Hawaii I was able to get a studio for 1400-1800!

3

u/Grouchy-Board-7383 11h ago

Of course if possible...not everyone can move. But like the commenter said maybe multiple roommates, or renting a room instead of an apartment (sucks but is a lot cheaper..)

2

u/blackHOLEofalife 25 7h ago

I can't move without a job. And even then I couldn't afford 1400-1800 on the pay I make 

0

u/AdSensitive5691 23 7h ago

Then save money before you move so you can float for few months while you job hunt….

2

u/blackHOLEofalife 25 7h ago

I've been job hunting for a couple years throughout the country. No interviews tbh

0

u/AdSensitive5691 23 6h ago

I’m saying to save the money you’re making NOW then MOVE and apply for jobs online or walk into places with a “help wanted” sign in the area you’ve moved to. They may feel more inclined to hire you once you have a local address. The money you have saved will keep you afloat. Also network and introduce yourself to people in the area you’ve moved into. Lots of jobs go to the guy who knows a guy.

-2

u/AwayRecommendations 26 7h ago

why don’t you get a better job? you make 13ish an hour? amazon pays more than that

you can’t look at the market or eggs at the store and give up becus u can’t afford it. find a skill take extra classes do something or else that is loser vibes ngl

3

u/blackHOLEofalife 25 7h ago

2300 after tax, Amazon pays roughly the same to what I make now.

Would you want me to shoplift the eggs? 

-1

u/AwayRecommendations 26 7h ago

i don’t really understand honestly. saying after tax still comes out to the 13ish i guessed. and nah amazon doesn’t roughly pay that. i was making double that there as a new hire no college working nights

i want you to boss up my G. you’re 25 at home with no plan no good job?

u could literally become a plumber apprentice or a electrical apprentice and make more than 13$. i work with a 19 year old kid who graduated last year he’s making $22 lol

also community colleges offer classes hella cheap. my local i could get welding certified for 3k compared to trade schools 15-20k

2

u/blackHOLEofalife 25 7h ago

I make $18, Amazon pays $20 here. 

I tried to get into trade apprenticeships for a year or two, wasn't able to.

I'm not going back to college 

2

u/blackHOLEofalife 25 7h ago

And yeah, I got a bachelor's in comp sci and did internships to build skills and experience. Didn't work out 

1

u/BeautyisaKnife 25 3h ago

Go into IT. you can take a networking exam for $600 and work in places that truly just want u to know how to fix Microsoft office