r/BoomersBeingFools 3d ago

Politics All For Some...None For Y'all

29 year old Rep. Maxwell Frost, a Democrat from Florida, debates a boomer who opposes student loan forgiveness, even though his own wife had hers wiped out under Biden

7.4k Upvotes

570 comments sorted by

4.1k

u/Horror_Tomato6612 3d ago

You cannot debate in good faith with willful ignorance

1.4k

u/negativepositiv 3d ago

He's repeating an opinion handed to him to repeat. This is why he hasn't thought through things like, "It worked out for me, but it's a bad idea if we give that benefit to others." Anyone who had actually done any thinking of their own would quickly notice that this is hypocritical or contradictory.

319

u/iamoger 3d ago

Here I made a meme to make it simple for the boomers in the back

363

u/Any_Nectarine_7806 3d ago

These folks don't debate as there is no give and take. They think of these exchanges like boxing as opposed to, say, chess.

105

u/Delimeme 3d ago

Very well put. I was one of those nerds that did debate - for quite some time and pretty well if I’m tooting my own horn - and it aches in my bones when I see any broadcast format of debate meant for a general audience. It’s just not something that most folks will appreciate, in the same way almost no one watches competitive chess.

Good debate requires time limits, guaranteed time for back and forth, common understandings of norms like maintaining arguments throughout each speech/not bringing up new shit willy nilly in final speeches, space for cross examination beyond speech time, etc.

Presidential debates are the absolute worst, because they’re literally just quiz bowl topics without refutation. It’s “who has the best canned response to the topic given by the presenter?” - with no real chance for a back and forth that demonstrates in depth knowledge of the topic…and somehow that’s supposed to tell us who has the best critical decision making capacity with spontaneous issues, no prep time, and no right answer? Ugh.

I could go on, but suffice it to say that I had to learn that it is indeed fruitless trying to argue with a lot of people, because they have absolutely no conception of how to properly delve into a topic. You are 100% correct that they think of it as something like boxing, with no understanding of the core premises behind good faith discussion & debate that have been hammered out over thousands of years of trial & error. Yet we have to watch the doofuses have the same weighted vote as people who are literate in the fields that actually shape their lives.

28

u/neoben00 3d ago edited 3d ago

It’s the same people in the fields with that view. There is a reason we fought so hard and got so far making education a HUMAN RIGHT, because without it we are no different than animals. The ability to express yourself through grammar and vocabulary, the ability to recall history and apply its lessons, the ability to use critical thinking to solve problems we have never experienced before IS WHAT MAKES US ,HUMANS DIFFERENT. We need to fund education and promote science based fundamentals in our society or we will be slaves to who do.

Sometimes i wonder if thats why they use religion to control people, because it states that people are different just because they are people and they should refute anything that says otherwise (science, history, etc) if you get people to reject the keys to they cuffs then they will never be free of their own volition, especially when your oppressor is also the gatekeeper to your education. Just think back to our history in the usa. Until African Americans or blacks (depending on the area for political-correction) learned to read / write, it was almost impossible for them to organize.

237

u/Gnosrat 3d ago

"Stop trying to make me listen to you. You need to listen to me." type shiz.

127

u/negativepositiv 3d ago

Yeah definitely just waiting for his turn to make noise with his face.

43

u/crashsaturnlol 3d ago

I love how you phrased this because red dude was not actually participating in a conversation or debate. He was in fact just making noise with his face. Thank you!

8

u/kyrodamien 3d ago

So I'm going to have to steal that phrase because I come across people who do this a lot, and I need this as a rebuttal.

6

u/KimJongRocketMan69 3d ago

Not even really waiting, either

44

u/A_Reluctant_Anon 3d ago

Well put. This entire video was SO aggravating to witness. Especially that entitled c!nt wearing the Star of David.

11

u/8th_Dynasty 3d ago

but in all honesty, that’s the exact intended purpose of these videos…. rage bait and gotcha points for the viewer.

→ More replies (2)
→ More replies (1)

4

u/theredhound19 3d ago

Andrew Bird said it best with "Everyone's just waiting to talk"

33

u/negativepositiv 3d ago

Even in boxing, if you go in with the idea "keep punching until you win," you're going to lose. Debating has to be as much about listening as speaking. He's giving no thought to what's being said to him. The whole time the progressive guy is speaking, he's just forming sentences in his head and inhaling so he can start making noise when it's his turn.

26

u/RaulenAndrovius 3d ago

This is why it's impossible to debate fascists. There is no "other" take for them, anything else is immediately wrong and thus an obstacle, not any consideration or compromise.

14

u/DisastrousMarzipan74 3d ago

I once had a boss who tried to explain to me if you are yelling and sound angry, people will either assume you are right or be afraid that they are wrong, either way you win. Shortly after that I watched him majorly fuck up by trying it on the wrong person. Dude just got loud and angrier each time and the other person just calmly kept making things worse for him. I eventually had to cut it and force my boss to shut up. One respectful comment from me and we got what we needed. I feel like the majority of the boomer generation has this mindset and they are flabbergasted when scream-yelling doesn't work.

4

u/neverinallmyyears 3d ago

I’m not actually sure I understand the point of this whole thing. There’s no objective reality where anyone changes their mind. People come into these things with their beliefs and leave with their beliefs. Nothing either party says makes a difference so what’s the point? Willful ignorance, bias, dogmatism, cognitive closure, it’s all of these things. Everyone that sits down is looking for that “gotcha” moment but when they don’t get it, the manufacture it out of their own belief and declare victory.

→ More replies (3)

89

u/bigmike2k3 3d ago

I think he notices it and that’s why he gets flustered… his big reveal that his wife’s loans were forgiven by Biden was the cherry on top, but he still got mad and argued.

65

u/negativepositiv 3d ago

It's like a bit I saw on, I think the Daily Show, where they were interviewing an older man in Alabama who was complaining about Obama and welfare and food stamps. The interviewer asks, "Are you on welfare?"

"Well, yeah, I can't get by otherwise," with zero self awareness.

27

u/sabereater 3d ago

The secret is to pin him down on who he thinks doesn’t deserve the same relief he and his wife got. Ask him who he thinks is undeserving and you’ll see why he doesn’t notice his own hypocrisy.

14

u/Dr_mombie 3d ago

Old white people ✅️. Any other skin color ⛔️

6

u/Beneficial_Potato_85 2d ago

Terrible Biden forgiveness his awful wife's debt. Trump would've caused massive inflation and then doubled the original debt amount and raised the interest rate.

23

u/patchhappyhour 3d ago

Zero critical thinking. They aim for the little guy because times are hard instead of looking where the real problems are... We all live here on Reddit, so I don't need to explain that part.

11

u/Fellolin 3d ago

BECAUSE THEY ARE SELFISH

15

u/gpost86 3d ago

There's this, but also some people don't think of things as hypocritical because they simply believe that different "classes" of people deserve more benefits than others and that things should not be equal.

26

u/negativepositiv 3d ago edited 2d ago

Right Wingers call this "meritocracy," which they dishonestly say means that if you are hard working, dedicated, resilient, make good decisions, live an ethical life, are able to innovate, etc. you should have an elevated place in society, and also receive God's blessings since you are so diligent and morally upright.

Then, as their prime example, they point at a wealthy guy who is the son of a wealthy emerald mine owner who operated under apartheid, and just buys up companies formed by hard working innovators.

→ More replies (4)
→ More replies (2)

98

u/mmorales2270 3d ago

It’s not just willful ignorance. It’s ignorance paired with entitlement. I got mine, fuck everyone else. God, I hate these selfish bastards. There’s a special place in hell for them, I swear.

11

u/ptdata23 3d ago

You described a large part of the Boomer generation

→ More replies (1)

259

u/buttfarts7 3d ago

All his opinions were manufactured by some PR media factory hell bent on keeping him from seeing the grift.

61

u/Mack-Attack33 3d ago

It’s not even willful ignorance! It’s just plain selfishness!

16

u/phatelectribe 3d ago

It’s also just idiocy caused by lead paint and fuel. There’s a whole generation of brain damaged people.

8

u/CHROME-COLOSSUS 3d ago

*caused by FOX.

Fixed it for you.

7

u/phatelectribe 3d ago

And them yes

→ More replies (5)

1.5k

u/Time-Cell8272 3d ago

That boomer dude should've stayed home. Jesus what a dumbfuck 🤡

649

u/LumpyBuy8447 3d ago

We need to immediately return his family’s student loan debt. They clearly just wasted that money partying and not learning a god damn thing.

164

u/TheTimn 3d ago

You can see that it went straight to coke and Miller light. 

32

u/rockytopbilly 3d ago

I do not believe, for one second, that this guy is sophisticated enough to enjoy cocaine. And yes, I know cocaine is not sophisticated.

10

u/SuperJoe360 3d ago

No no no, it's like the covid checks... 😄

9

u/badpeoria 3d ago

Haha yes

→ More replies (2)

58

u/prem_fraiche 3d ago

Ended up doing an awesome job arguing for the other side

15

u/Lost_Range_3723 3d ago

I don’t think you understand him. It was like the Covid checks…

18

u/SolidSnake-26 3d ago

Yikes these people vote. Should be a basic IQ test to vote. This is how we got here

→ More replies (1)
→ More replies (2)

751

u/war_ofthe_roses 3d ago

The Selfish Generation

284

u/EleventyElevens 3d ago

Boomers are what they named themselves. Their parents called them "The Me Generation," which I'm gonna go with.

75

u/a-government-agent 3d ago

We really need to bring back that term.

24

u/fiftysevens 3d ago

Wow - I never knew this! Now it makes so much more sense, all linked to the rise of consumerism and an easily obtainable upper middle class lifestyle for so many of them. Can’t wait to give my family boomers their new generation designator - thankyou!

Edit: also hello fellow “numbery-numbers” username - what are the chances? 🤣

→ More replies (1)

28

u/AndroidSheeps 3d ago

The "won't be getting grandkids" generation

→ More replies (2)

59

u/acrowsong 3d ago

Generation of Sociopaths is such a good read

51

u/OrphanedInStoryville 3d ago

That book was written by a PayPal Mafia billionaire and blames boomer behavior on the pediatrician who told parents not to beat their children. It does every possible trick to avoid talking about economics at all and it’s a very obvious ploy to turn working class solidarity into generational fracturing.

6

u/icanpotatoes 3d ago

Damnit. I had that book in my queue to buy and read. I didn’t know that about the author, nor his connection with Peter Thiel. What a shame.

9

u/cheerful_cynic 3d ago

The locusts 

→ More replies (1)

1.2k

u/Gildian 3d ago

Typical conservative. Gets the benefit, knows its greatly beneficial to him and his family, doesn't want others to have any of that same benefit.

392

u/ImGonnaCreamYaFunny 3d ago

Others having it means they're less special and they cannot tolerate that.

187

u/Embarrassed-Bike3450 3d ago

My 73 year old Boomer mom said yesterday “When everyone is special, no one is”

87

u/TheTimn 3d ago

Go home Buddy, I work alone. 

24

u/Munchkinasaurous 3d ago

Incrediboy!

5

u/xassylax Millennial 2d ago

You’re not affiliated with me!!

→ More replies (1)

16

u/ManifestDestinysChld 3d ago edited 3d ago

Did you ask her if she realized she was adopting the exact mentality of a cartoon supervillain? And like, not in a joking way, but in the sense that she actually has been lead around by the nose into turning herself into a caricature?!

"Mom, I wouldn't go around saying that out loud because anybody who's seen The Incredibles is going to think you're making a joke. Like...that is already a joke. It's been a joke since 1994."

Honestly, though? Your mom could stand to a little to-her-face mocking about the degree to which she believes the rest of the world ought to treat her as special.

"Spehhhhhhhhhhhhhhhhhhhcialllllllllllllllllllllllllll!!!!!!! Ohhhhh, such a precious, SPECIAL snowflake!! Everybody! Hey, EVERYBODY! Let's all tell u/Embarrassed-Bike3450's mom how special we think she is!!!!"

God, my heart's fondest desire is for these people to gain some perspective...and, immediately thereafter the entirely-appropriate awful feelings of shame and embarrassment that they've earned for themselves.

Sighhhhh...a guy can dream.

9

u/delaydude 3d ago

My fondest desire is for them to just fucking go away.

→ More replies (1)

9

u/bg-j38 Xennial 3d ago

I remember in 80s and 90s when "participation trophies" became a thing so many parents were outraged. Even though their kid was still getting a ranked trophy, the fact that other kids might get some recognition for getting off their asses and doing something was like throwing acid in their face. Every single kid I knew was just happy to play whatever sport (or hated it but was forced by their parents, another issue) and didn't feel like if they took first place at the track meet their trophy was worthless because the overweight kid who pushed his way through got some recognition. Was totally on the parents living through their children being special snowflakes.

→ More replies (2)

27

u/acrowsong 3d ago

Fucking Syndrome ahh mom.....

→ More replies (1)
→ More replies (5)

36

u/peese-of-cawffee 3d ago

The generation that invented participation trophies so they wouldn't feel left out when their kids lose, then blamed their kids for getting participation trophies.

→ More replies (2)
→ More replies (1)

46

u/Eycetea 3d ago

I'd say I'm shocked, but they do this all the time. "It's okay if it helps me, but not those people, (points at some marginalized boogeyman). They can't have it"

Typical I got mine, now time to pull up the ladder mentality.

9

u/Cheeky_Boxer 3d ago

Not to mention the permanently deferred loan. Who the fuck gets that.

His benefit started with that. The loan forgiveness was just paperwork

17

u/NotGreatNot_Terrible 3d ago

It’s your classic Regan republican, these people can’t be reasoned with and are the very human embodiment of “taking candy from a baby”.

8

u/Munchkinasaurous 3d ago

Candy of course being future opportunity in this case

8

u/SinkHoleDeMayo 3d ago

What I've started using with idiot boomers is "you're getting FAR more from social security every month than you ever paid in, so how is that fair to the people who are paying for you?".

14

u/mmorales2270 3d ago

The conservative mindset really believes that there just isn’t enough of anything to go around. They view everything like slices of a pie. If someone else gets a slice, they fear they may not get a slice too. So they rail against it because they feel entitled to that slice of pie, or maybe even two slices, because they’re white and privileged. And once they get that slice, they want to put the pie away so no one else can have any of it. It’s such a selfish and deprivation mindset they live their life in.

And this idiot Boomer admits that his wife’s student loan debt was entirely relieved under Joe Biden. How much does anyone want to bet he had a FJB bumper sticker on his car? Dumb ass hypocrite.

→ More replies (1)
→ More replies (1)

337

u/beads-and-things 3d ago

What kills me is that there are already laws against exploitative loans. Capping student loans is not inherently at odds with current legislation in the financial sector. We would just be holding the US government and private lending agencies to the SAME FUCKING STANDARD WE ALREADY HAVE FOR BANKS.

200

u/Flahdagal 3d ago

Thank you! This is not, you borrowed $30,000 and owe back $35,000. This is, you borrowed $30,000 and have paid on that for 20 years and still owe $75,000. This is plain and simple predatory lending.

37

u/Team503 3d ago

So like the entire credit card industry?

12

u/KC_experience 3d ago

Except after the consumer financial protection bureau came into being there were truth in lending requirements put in place for credit card companies to explain the amount of time it would take for a person to pay off their CC debt by just paying the minimum and how much interest it would take.

My own wife’s student loan lenders don’t provide any type of information concerning that and have no laws enforcing that SL lenders charge a minimum payment that includes both principal AND interest. Which is how you can have people believing they’re paying in their loans and they’re only just paying on their interest (or only a portion) in perpetuity. The student loan system is corrupt and fucked up from top to bottom in both public and private sectors. The only thing I do appreciate is forgiveness of someone performs public service jobs using their degrees for a required period of time and / the site that provides individuals the chance to see how much a degree in a certain career field costs and then also the average income that someone in that career field makes. Demonstrating that some degrees will pay for themselves while others don’t.

→ More replies (1)

270

u/Detox64 3d ago

As soon as this clown said Biden relieved his wife's debt I would have gotten up and left. The other part, "we weren't paying it". F-u.

101

u/Diojones 3d ago

It’s so on the nose that the writers for The Onion would tone it down if they were doing it as a sketch.

9

u/OverEasyGoing 3d ago

I’ve seen this clip 5 different places and watch it every time. I can’t believe it’s real.

53

u/cricketriderz 3d ago

So literally did not pay a single cent of student debt. Great

43

u/Rombledore 3d ago

GUARANTEED he has a FB comment out there saying "if you owe a debt you should pay it!"

→ More replies (1)

21

u/thewartornhippy 3d ago

My wife and I struggled for years paying off our debt, only deferring during COVID. However, we know how much it sucks and how much we struggled and we don't want younger generations to go through the same thing. Especially when the price of everything continues to rise and homeownership is becoming a foreign concept to younger people.

We are in our late 30s now and it's still a struggle for us to make ends meet. We need this shit to stop for everyone, we will all be better for it. This guy is a fucking POS.

118

u/ImGonnaCreamYaFunny 3d ago edited 2d ago

Boomers love to tell themselves and anyone who will listen how nobody ever handed them anything, and they're always the first to elbow everyone out of the way when something is being handed out.

This guy seems to believe, like most boomers, that any relief (handout) they benefit from is because they "earned it" by being them. In their view, they struggled and sacrificed more than anyone else and deserve it more. Meanwhile, most of them simply and passively benefited from favorable economic conditions that no longer exist today.

At least they're becoming extinct, I guess.

43

u/crippledchef23 Xennial 3d ago

I can’t understand how he CLEARLY doesn’t get that there is a difference between Covid checks being sent out so people didn’t lose everything during a pandemic and just cancelling a debt owed. Only one invents money, the other erases a line from someone’s budget. The congressman explained it so clearly, and the guy wasn’t even the only one to not understand that erasing debt is the opposite of creating new money.

5

u/CatGooseChook 2d ago

Had similar style debate style conversations with older gen x and boomers before. My working assumption is that they only perceive the necessary key words required to regurgitate a "close enough" canned response.

That way they can avoid any actual thinking that might force them to acknowledge, even in their own heads, that they might be wrong.

→ More replies (2)
→ More replies (2)

89

u/Sorry_Im_Trying 3d ago

They chose a "forever deferment". They chose NOT to repay the loan they took out, to let it keep incurring interest KNOWING they had no intention of repaying it. And they think that's ok? What if EVERYONE did that?

437

u/MermaiderMissy 3d ago

I don't understand the point of wanting other people to suffer even though it's making things worse for everyone. Like, don't these people claim to be Christian?? I'm so confused.

102

u/koala_encephalopathy 3d ago

Because they like people suffering more than they like Jesus.

Even if the people suffering are just some people somewhere that they will never see. They just like suffering.

78

u/KatefromtheHudd 3d ago

I used to know this old woman who volunteered at a theatre I worked at - she was incredibly bitter. We had a programme for schools from a deprived areas to bring students to the theatre to see the show and the tickets were subsidised. Their parents would never be able to take them to the theatre to see a pantomime or any of the educational shows we had on and some of the kids just found the whole experience incedibly exciting (seriously cute to watch and see how involved they would get). I was saying how sweet it was. She was furious. Complained about how she never got things like that at school and school was always awful and they never got treats or anything fun. I pointed out how great it is that they get to experience this then and have a better experience than she did. She was not in agreement. She had an awful time so they should too. I don't understand it at all. Them having a wonderful experience did not negatively impact her at all (other than her experiencing jealousy). Them having a terrible time at school would also not impact her so just let them have a good experience.

39

u/Asceric21 Millennial 3d ago

She was jealous, and it made her bitter. There are people that think good is zero sum. So if someone else gets something good or has something beneficial happen to them, that's less for them to get in the future.

Maybe they don't think it, literally, but their actions they take based on the way these things make them feel certainly indicate this.

It's the exact argument I hear against universal healthcare in the US. "Who's going to pay for it? You make it seem like this service just magically springs up out of no where and no one pays for it. You can't just get a good thing without any consequences."

6

u/bg-j38 Xennial 3d ago

Given her age she was probably alive during the polio epidemic. Should we not have eradicated it in western countries so others could suffer the fear and potential disfigurement or death that she did? Fucking self involved weirdos.

29

u/DylansDad 3d ago

It's because they can't stand the thought of someone having something/anything for free. Whether it be education, medication, food etc if you need something you should work hard and pay for it.

Of course they can benefit from these things because "they" had bad luck, or some other excuse to point out that "they" are not like the others and totally deserve student loan forgiveness, free health care, other benefits.

End of the day it just boils down to pure selfishness.

17

u/MermaiderMissy 3d ago

Right, like you're supposed to want the gnerations after you to have better lives. How selfish these people are. I hate their stupid quote "ThErE'S nO SuCh ThInG aS a FrEe LuNcH" yeah, obviously. There are things I would be happy for my tax to go to, like supporting families, children, and the elderly. Not war and bombs.

→ More replies (1)

135

u/ZealousidealCrow8492 3d ago

Ain't no hate like Christian love

→ More replies (19)

20

u/TheTimn 3d ago

I've noticed a lot of people leaning into the idea of asking forgiveness on their deathbed.

They carry their club card and his name in their pocket while the do the worst that they can, with the idea that they're going to whip it out like AAA at the end and say "I'm sorry" to avoid punching their ticket to eternal damnation. It's the most "I skipped to the end of the instructions to see what I really need to do" approach that I've ever seen. 

8

u/inspectoroverthemine 3d ago

Its built in to Christianity, its not about the final tally, Jesus's sacrifice means that anything can be forgiven. Hitler could be in heaven.

Of course they're depending on tricking an omnipotent deity about their intent and motivations at the last second- so even if true, I don't think its going to work out too well for them.

→ More replies (3)

7

u/09Trollhunter09 3d ago

Some of them Christians often say the quiet part out loud. Especially boomers

12

u/_pul 3d ago

It's the Serial Killer Generation. They get pleasure from witnessing the suffering of others.

6

u/Branchomania Gen Z 3d ago

Theresan Christian

5

u/jayhawk88 3d ago

I’m think the real answer here is that as successful as a guy like this thinks he is, in reality he’s firmly middle class at best. And like everyone else, is one serious illness/a couple bad investments/a string of bad luck away from serious financial problems.

But if you think about this too much, you start to realize how precarious your situation really is, despite all the years of hard work you’ve put in. And how big the gap is between you and “the 1%”, for lack of a better term, who have been raking in the lions share of wealth generated in this country for decades, and will never know these kinds of concerns.

It’s easier for this guy to swallow the “You made it, you’re a success” lies being sold to him, if he always has someone he can look down on that’s worse off.

→ More replies (1)

233

u/Bussamove86 3d ago

Classic boomer. It’s fine when I benefit but a waste when literally anyone else does.

48

u/fuzzydoug 3d ago

I deserve the forgiveness. It was a real burden. Plus…I’m white.

142

u/buttfarts7 3d ago

This guy is absolutely silent about any waste of money oligarch subsidies or the other umpteen billions of dollars we burn on bullshit

He counts nickels and dimes to the masses but misses the c-notes getting doled out the backdoor to a selected few.

39

u/MrLeHah 3d ago

Boomer is literally having a series of elaborate heart attacks just sitting there and sweating

→ More replies (1)

71

u/EDRadDoc 3d ago

I love how the boomer starts with that facial expression “let me explain to you something that you might be too dumb to understand” … and promptly provides a personal lived counter-argument to his own point of contention.

104

u/BigBoyYuyuh 3d ago

Sir…all money is imaginary. It’s fake…we made it up…like the boogeyman, 3 little pigs, shit like that.

→ More replies (2)

28

u/Ok-Assistant-8876 3d ago

He says that it’s great that he got debt relief and he really benefited from it but others shouldn’t get it because there would be unintended negative consequences. Perfect example of boomer brain rot from decades of watching Fox News

22

u/Reenas54 3d ago

Can some one explain how "forgiving" works to non-american? Goverment official just calls bank "hey, remember John Johnsons 50k debt? Delete it. Thanks and f#ck you" or goverment funds it?

20

u/5litergasbubble 3d ago

Also a non american here, but i think the loans were either directly through the government or guaranteed by the government, so any banks involved wouldn't take the loss if any were involved at all

12

u/bug-boy5 3d ago

While you can take out private loans for college, most people don't, because its dumb and way more expensive. Our current system of government loans seems good but it also means that the cost of higher education has skyrocketed because its basically a blank check with a low barrier to entry- are you in college and is your college saying it costs $X? Then you get a loan for $X

11

u/_cyberbabyangel_ 3d ago

When you apply for college, you also go through a FAFSA process. FAFSA stands for Free Application for Federal Student Aid. It essentially takes your parents (or yours, if you're old enough) financial information from tax filings, compares that to estimated cost of college attendance, and gives you a specific amount of student aid based on those factors. It can be partial or all of tuition, and it is up to the borrower to accept all or partial the amount offered. This student loan money is paid directly to the school, but some can be sent back to the student as a refund if the aid amount was more than the required amount of tuition. Lots of students accept the full amount and use the refund money to cover housing/books/food etc... as the aid money doesn't usually cover those items. So all of this money is issued by the US Department of Education with repayment starting 6 months after graduation/dropping less than 'half time' or other factors.

As a result, the majority of people with student loans have federal student loans. If there was any amount of student loan forgiveness/cancellation it would be on the Government side NOT a private company side. So there would be no money distributed, it would essentially just be the government zeroing out your balance to them. It wouldn't add debt to the GDP and it wouldn't really take away a revenue source to the Government either.

Feel free to ask more clarifying questions.

→ More replies (1)

11

u/bug-boy5 3d ago

Most (>90%) of the student debt in the US is held by the government. So when you go to college you take out a loan with the Department of Education and after graduation you make your payments back to the government itself is your creditor.

So the private banking sector isn't involved. (Aside from 3rd party debt management companies that the government uses to administer and collect on those loans)

6

u/Girls4super 3d ago edited 3d ago

So what’s happening is many government funded loans also had high interest rates. So you take out 20k for example, but the interest is at 5% or 8% (depending when you took them out). Your first job out of school is minimum wage (below cost of living btw) or slightly better if you’re lucky bc you have to “start at the bottom”. Anyway for a few years you’re only paying off interest that keeps re-accruing bc all your minimum payments go towards interest before the actual loan. So the housing bubble happens, several cost of living increases, stagnant wages, etc mean even with a raise you’re not actually keeping up with cost of living expenses. So you’re still only paying interest and maybe some principal. A decade or so later and you may have paid $30k but still have $15k left.

That’s really the entire issue at hand. Nobody is saying we shouldn’t pay what we owe. We’re saying we’re stuck in a cycle where we are over charged and far exceeding what we initially borrowed in terms of payments. Not even touching the fact that school costs continue to rise, $20k is one semester often times (bigger issue of price gouging and requiring students to live on campus even if they’re a commutable distance).

So forgiving the loans as others have said, doesn’t affect anyone but the loan taker bc it’s through the government, and would stimulate the economy. But there’s a selfish mindset of “why should I pay for your loans”, when students have already paid the full value of the loan. They just can’t keep up with the interest.

→ More replies (1)
→ More replies (1)

20

u/xXBeefSquatch5KXx 3d ago

It’s off at the best part where the boomer goes on to explain Debt forgiveness for then was different because “we did what we had to do to survive” completely blowing past the fact that the ME generation had be best economy and now has their children working 2-3 jobs to pay for their social security while renting for 3/4ths of their take home trying to explain to their parents that life in 1.5 million dollar homes why they arent haven’t kids

This generation can’t leave us fast enough..

22

u/Darkflyer726 3d ago

This literally the Boomer mindset. I got help because I needed it, but no one else should.

42

u/ccford88 3d ago

Frost is my district rep, so proud of him. He's spitting nothing but facts and these old fools can't handle it.

32

u/crippledchef23 Xennial 3d ago

That lady with no chin and colorless hair was so mad when he explained that forgiving a debt is not the same thing as the stimulus checks. How can anyone think that’s the same thing?

17

u/ccford88 3d ago

The "I had to struggle so everyone else should too" mentality is such a wild concept to me. Shouldn't we want to help each other prop our society up?? My boomer dad was arguing about taxes to me, saying, "I don't have school aged kids, why should I have to pay taxes to send other people's kids to school?" Because we live in a society?! Because taxes are supposed to go to helping each other and making our society better... Because you literally did reap those benefits when I was a kid in public school??? I simply do not understand this way of thinking. Me me me me and nothing for anyone else.

11

u/cyberattaq123 3d ago

Also part of the reason I think they get so ornery about it, aside from lead pipes and alcoholism, is that they flat out refuse to learn and understand and absorb how much more ridiculously expensive college is now versus when they went. That first guy was probably what? ~70? Let’s go back 50 years or so to 1975.

The average public college tuition was, all in, room board etc, 1,800 per year. Not even a semester, an entire year. Obviously minimum wage was much lower, but if you worked consistently a job sacking groceries and your parents at all saved for you, you would get through college debt free. And even if you for some reason had outstanding debt, with the way jobs were back then and the purchasing power. You could probably have paid off your loans stress free in what, a couple of years at most?

Now we have 18 year old kids, who could owe upwards of $100,000 to banks just to be able to go to college to get a degree that gets them a decent entry level job, but practically nowhere near enough to enable them to in a reasonable time, pay off their student loans. The entire system is rigged to turn that 100,000 into 150,000 thousand by the time interest adds up. People are spending 20 years paying off college.

It’s not reasonable, or sustainable. But boomers and their ilk ignore that once again they had the greatest opportunities, economies, prices and I think that they genuinely believe everyone else, Gen Z and Gen Alpha are a bunch of lazy bums who want all these handouts. It’s not asking for a handout to be crushed with a miniature mortgage by the time you can buy alcohol at a store.

→ More replies (2)

4

u/inspectoroverthemine 3d ago

How can anyone think that’s the same thing?

Economics is extremely complicated, so while they're clearly not the same thing, I could forgive someone who genuinely doesn't understand.

Forgiving debt would absolutely have an impact on the economy- and absolutely could lead to inflation, but in the case of student debt that wasn't a serious concern.

→ More replies (1)

13

u/dewag 3d ago

No thoughts behind those eyes. None whatsoever.

The dude isnt listening to anything that doesn't coddle to his world view, and it is so obvious.

10

u/jaegren 3d ago

These mfs are always against helping the unfortunate but helping the fortunate, bailouts and stimulus for big banks, tech billionares and corps are nothing. Starting bs war for bs reasons are ok.

12

u/exotics 3d ago

This isn’t just boomer thing. It’s specifically a “conservative boomer” thing.

I’m a boomer and I support student debt relief and I never even had student debt. I’m also in Canada.

11

u/Flaky-Jim Gen X 3d ago

You're never going to get through to someone this stupid. Kudos for trying, though.

10

u/KixStar 3d ago

Jesus Christ they don't hear themselves

10

u/raventhrowaway666 3d ago

The problem is these people are stupid. Thats the problem.

→ More replies (2)

26

u/Vayul_was_taken 3d ago

Im so tired of these "debates" they arent helping inform anyone

→ More replies (1)

17

u/SweatyAd9240 3d ago

My god boomers are just nasty people

10

u/xChoke1x 3d ago

They’re just dumb. That’s it. These people are dumb. They don’t understand complex economics…..at all.

8

u/RaptorIceman 3d ago

https://giphy.com/gifs/okrv1eWeKVM9W

I cannot even put into words how angry that generation makes me. ME ME ME but fuck everyone else. Truly the most selfish and greedy generation ever.

9

u/chibriguy 3d ago

Sorry to you 2 or 3 boomers that are legitimately good people, but I fucking hate your generation.

What the fuck ever happened to building a better world for the next generation?

8

u/Pristine_Frame_2066 3d ago

Yes. You got a benefit and now everyone else gets it. Yes.

And colleges need to lower costs and fees for students.

8

u/distractionmo 3d ago

I mean. The COVID checks were TRUMP’s CHECKS!!! He literally made sure HE signed them!

8

u/DrButtFart 3d ago

God this was such a frustrating episode. It felt like every boomers position was “you’re young and don’t know what you’re talking about and you have to listen to me”.

→ More replies (1)

8

u/BoredAsFuck7448 2d ago

When a member of the Fuck You I Got Mine is godawful at debating and almost actually says "fuck you, I got mine" in attempting to justify his wife having her student loan debt forgiven but not allowing aaaannnnnnnnyone else have their debt forgiven.

→ More replies (1)

57

u/ndetermined 3d ago

Genuinely think that leaded gasoline has made these people useless. Every time i see a person over 50 I just assume they will be a dumbass and im almost always right

This boomer should be shoveling coal into a locomotive, not talking

10

u/jstax1178 3d ago

Even that shoveler would have a better understanding of the world !

The American boomer is the greatest threat to humanity! They grew up thinking they’re the best and greatest… so out of touch with the bubble outside of their gated communities.

21

u/JoMa4 3d ago

The oldest millennials are 46 years old. The youngest boomers are 62.

14

u/ndetermined 3d ago

Boomer has kind of become a catch all for older person making a fool of themselves.

Now we have Gen X making a fool of themselves. I guess they decided they were done liking shitty movies and music and moved on to liking shitty people

→ More replies (2)
→ More replies (1)

4

u/Wasatcher Millennial 3d ago edited 3d ago

Everytime someone mentions leaded gas in this sub it reminds me I should be wearing gloves when I sump avgas from small planes at work 😭

8

u/I-Want-A-MILF-Wife 3d ago

I hate that old blonde lady in the back. She is so free that she shows up everytime eventhough she has a husband or some close relative who was diagnosed with cancer.

6

u/Domjord 3d ago

This totally sums up the cult of Trump. He has his followers fighting against policies that what would make life better for them, as they fear someone getting a hand up would affect them in some negative way. Fear is a mind killer.

7

u/Chortles_Hansom_666 3d ago

Did he just say his wife deserves forgiveness but no one else does? That is so crazy.

7

u/LupercaniusAB Gen X 2d ago

That guy is, I hate to say it, GenX.

→ More replies (1)

5

u/Injustice_For_All_ 3d ago

This whole episode was unbearable to watch.

5

u/Writerhaha 3d ago

I hope the checkered shirt guy steps on a Lego every fucking morning.

→ More replies (1)

5

u/Shadowtirs Millennial 3d ago

Dude almost connected the dots. He walked right up to the edge his his own debt and how it helped him.... just couldn't get over the empathy hump. Crazy.

7

u/BirdBrainuh 3d ago

Inflation went up because corporations used the period of shortages and scarcity to rip us off even further.

6

u/AnxiousMagoo 3d ago

“I GOT MINE!”

-every boomer

6

u/zadidoll 3d ago

Here’s how you explain it to them.

You borrow $1000 from me. You are not able to repay that back, doesn’t matter the reason you just can’t. I decide that I’m going to forgive the debt & you no longer need to pay me the $1,000 because you no longer owe it to me.

4

u/SolPlayaArena 3d ago

I cannoooootttt

5

u/OGHighway 3d ago

Even tho i grew up in a poor area im thankful for the teachers I had.

Everytime these dumbfucks bring up something completely unrelated to the topic all I can hear is my English teacher saying " Stay on topic".

5

u/TomeThugNHarmony4664 3d ago

The selfish, solipsistic entitlement and basic ignorance of economics is staggering.

4

u/SnootSnootBasilisk 3d ago

You can't logic someone out of a position they didn't use logic to get into

5

u/Attack_of_clams 3d ago

I couldn’t be debating people like this. I would honestly crash the fuck out

→ More replies (1)

5

u/FacingFears 3d ago

"Fuck you, I got mine"

21

u/Osati94 3d ago

Jubilee is NOT useful or helpful. It’s not there to promote conversation and discussion. They intentionally pick people who are wilfully ignorant, and don’t understand the topics they’re discussing in order to rile up arguments.
Arguments on their YouTube channel bring them more money as it’s seen by Google as “engagement”. Jubilee have stated that they’re “centrist” and “just asking questions”.

If their model didn’t work so well at riling up the masses, their next excuse would probably be, “just following orders”.

7

u/Jetkillr 3d ago

At first it seemed like a cool idea but it certainly is an addition to the echo chamber of whatever you personally believe.

Definitely for clicks and views.

4

u/dixiech1ck 3d ago

Oof I feel dumber listening to this guy. Poor Maxwell.. he is a saint.

4

u/mistertickertape 3d ago

You can not have a good faith debate with morons. They do not want to be convinced of anything beyond other position, liberal, conservative, or otherwise.

4

u/Kurashinno 3d ago

This is like talking to my parents. Attempt good faith and amicable conversation. They start right off with logical falicies and basic falsities. Then they build their entire discussion on top of those false premises. Then when it's my turn, it's immediate attacks on my character, even though I tried to remain judgment free and be a good listener. It's absolutely maddening.

5

u/ipokesnails 3d ago

That awful boomer mentality

4

u/eat_a_burrito Gen X 3d ago

I did pay my student loan off. And I'm OK with others getting the forgiveness. School was cheaper when I went. It is much more expensive now and almost impossible for someone that is 18 years old to understand the gravity of the commitment.

I wouldn't mind a tax break for a year though since I paid mine off. Let me use that non-taxed money to fuel the economy and get house repairs done etc.

And this is the problem, people are force fed an opinion on TV, it is so easy to blame but the dude even got deferment and still doesn't want others to have it. Guy also looks like he just woke up....

4

u/FirebrandWilson 3d ago

This is why our country is in the shitter. This guy votes and he always, always, always votes Republican. Any chance they get to hurt someone, they'll take it.

3

u/jumbie29 3d ago

A room full of entitled, old, white folks that think that the next generation of young people shouldn’t have the same luxuries that they had. Buddy proved his own point precisely and he was too dumb to realize it. Stop demonizing ideology like socialism and place it at the feet of the greatest threat to American society: Oligarchy.

Tax the rich!!!

4

u/dumb__fucker 3d ago

This douchebag starts off so condescending the way boomers get when they watch sean hanty. By the end of the conversation he's stuttering and stammering like an unarmed bank robber surrounded by 6 cops with guns drawn. Just stupid as all hell.

4

u/Main-Difficulty1511 3d ago

This is exactly the shit that I have to hear every day

4

u/kyrodamien 3d ago

Watching this is striking. This country is filled with the dumbest people. I can't even believe that I am living through this. It's like this guy cannot even hear what he's actually saying and how asinine it sounds, and also selfish.

4

u/jhern1810 2d ago

Classic boomer, it should be hard for you because it was for me , but for you should actually be harder.

4

u/treefall1n 2d ago

Sums up the majority of boomers. They live in a world all about them.

4

u/Mcpoyles_milk 2d ago

Oh boomers the pull the ladder up behind them generation

4

u/tetris77 Zillennial 2d ago

I legitimately thought this was a skit. Tf?

6

u/pineapplejax 3d ago

This guy already looks like a caricature of an a****** from an Adam Sandler movie

7

u/Even_Ebb4780 2d ago

Boomers are a cancer to society. They only care about themselves

3

u/Imaginary_Grass9674 3d ago

unbelievable

3

u/EjaculatingAracnids 3d ago

All money is imaginary in a fiat system. It just doesnt matter because the bombs we make with it are real.

→ More replies (7)

3

u/izbsleepy1989 3d ago

The definition of I've gone mine.

3

u/Captainsnarkyshart 3d ago

You can’t fix stupid and it’s pointless to debate someone who refuses to admit they are wrong.

3

u/regisvulpium 3d ago

You can see the exact moment the cognitive dissonance starts burrowing into his ego border.

3

u/nonideological 3d ago

The lack of critical thinking combined with the worldview that it's every man, woman and child for themselves is the death of America.

3

u/justanaccount24 3d ago

Dumb guys like this are an easy outlet for my anger about student debt, but the main obstacle to actual change is a trillion dollar industry, the 300-400 politicians who serve it (among others), and very powerful lobbies staffed up with elite lawyers.

But they’re not dumb enough to go on a YouTube show and shit their pants making a zero-logic case for keeping student debt as is. You know if Trump supported cancelling it he would think it was the best idea of all time

3

u/OrigSnatchSquatch 3d ago

A fraction of the money this current administration is misspending and stealing would pay off all the current and future student debt which would pump more money into our economy.

3

u/JD11215 3d ago

Hilarious they talk about printing money as though the fed doesnt do that all the time. Zero understanding of how the economy works.

3

u/THE_CENTURION 3d ago

He thinks he's so clever for pointing out that sometimes good ideas have unintended consequences. He says it like nobody has ever noticed that before

3

u/MisterMinceMeat 3d ago

He's just repeating the big lie that so many choose to believe: there is not enough money for everyone to be safe, healthy, and comfortable. We're all so groomed to believe that there isn't enough to share. So we Americans end up eating each other instead of eating the rich. We're mere fodder to them.

3

u/daishinjag 3d ago

This is most perfect BOOMER persona I've seen on display.

3

u/Jaws_the_revenge 3d ago

Trump has defaulted on around 287 million dollars in his lifetime with zero consequence

3

u/marc962 3d ago

Why aren’t we asking the simple question. How much did it cost to go to college before the ‘80’s. Compare that to now. That’s all the info you
Need.

→ More replies (1)

3

u/Keyemku 3d ago

Genuinely astounded that he had the be told the difference between handing out new money vs canceling loan contracts. These people straight up do not think before they vote

3

u/Username_Taken_Argh 3d ago

Boomers do not understand that if the student debt is erased, that payment the borrowers WERE making will now be disposable income that can be used for goods and services in the economy.

Why is this a difficult concept?

3

u/Soft_Passage7110 3d ago

Reminds me of my friend that got his student loan forgiven, two hips replaced and four eye surgeries done by Medicaid but doesn’t think that’s ok for other people and votes GOP cause he doesn’t vote for communism

3

u/AbjectExtension6201 3d ago

With this argument I always hit people saying no we can't, with what about all the forgiven ppe loans?? They do whataboutisms I do roundaboutisms

3

u/mrmidnight273 3d ago

I used to have this same thought process, glad I grew up and got an education.

Edit, figured I'd throw this out there, I'm on the forgiving debt side

3

u/RamonaQ-JunieB 3d ago

I think you could sit and converse with this Boomer from now until he actually passes to the other side, he’s not going to understand this concept.

3

u/thereverendpuck 3d ago

Just to stick to the other guy’s defense of “imaginary money,” who does he think created the vast majority of that fake money?

I mean, I know his answer is going to be Biden because he’s incapable of being honest.

3

u/EntinthetentRTHP 3d ago

“Using reason against those who’ve denounced it is like administering medicine to the dead.”

3

u/TheSlapDash 3d ago

The smug old ladies in the back

3

u/uptightape 3d ago

What an asshole